Spirit Financial Concepts, Inc
How we got $471K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 42% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| SPIRIT FINANCIAL CONCEPTS, INC this business | $951K | — |
| PATHWAY BUSINESS CONSULTING COMPANY, INC. Tulsa · 2 employees | $756K | 0.6 mi |
| BROOKSHIRE BENEFITS, LLC Tulsa · 1 employees | $591K | 0.6 mi |
| BACON RESOURCES, LLC Tulsa · 1 employees | $571K | 0.8 mi |
| BLACKSHARE ENVIRONMENTAL SOLUTIONS, LLC Tulsa · 5 employees | $2.1M | 0.8 mi |
| ERLING & ASSOCIATES INC Tulsa · 1 employees | $581K | 1.0 mi |
| MCKENZIE FINANCIAL SERVICES LLC Tulsa · 6 employees | $2.2M | 1.0 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.1M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $659K |
| Estimate: the two combined (geometric mean) | $951K |
| EBITDA margin (industry, adjusted for size) | 20% |
| EBITDA = revenue × margin | $189K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $471K |
| Multiple for this size and industry | 2.5× |
| Value range | $248K – $645K |
| Revenue range | $626K – $1.1M |
| EBITDA range | $124K – $215K |
| Industry (NAICS) | Administrative Management and General Management Consulting Services (541611) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingFirst National Bank & Trust Company of McAlesterPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First National Bank & Trust Company of McAlester PPP 2020 | All 248 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/10/2020 | first | $21K | 3 |
2 locations
| 2241 E SKELLY DR | Tulsa | This listing |
| 7712 S Yale Ave Ste 250 | Tulsa | View |
Revenue, profit and value are for the whole company.
About Spirit Financial Concepts, Inc
Spirit Financial Concepts, Inc is a consulting company in Tulsa, Oklahoma. Its estimated annual revenue is about $951K, with roughly $189K of EBITDA. It has about 3 employees. Its estimated business value is $471K (likely range $248K–$645K). It has 2 locations.
Common questions
- Who owns Spirit Financial Concepts, Inc?
- The owner of Spirit Financial Concepts, Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Spirit Financial Concepts, Inc make?
- SeeBITDA estimates Spirit Financial Concepts, Inc's annual revenue at about $951K (likely between $626K and $1.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Spirit Financial Concepts, Inc worth?
- About $471K, roughly 2.5× its estimated EBITDA of $189K, typical for a consulting company its size. Likely range: $248K–$645K.
- How many employees does Spirit Financial Concepts, Inc have?
- About 3, as reported on its PPP loan.