Standard Credit of Guthrie, Inc.
How we got $2.3M
Based on its 5 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 19% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| STANDARD CREDIT OF GUTHRIE, INC. this business | $1.4M | — |
| COMMUNITY LOANS OF GUTHRIE, INC. Guthrie · 4 employees | $1.1M | 0.0 mi |
| Bozarth Home Mortgage Guthrie | $1.1M | 0.1 mi |
| Sun Loan Company Guthrie | $1.1M | 1.1 mi |
| ENTER HOME MORTGAGE LLC Edmond | $2.1M | 11.8 mi |
| PROFESSIONAL INSURANCE AGENCY COPORATION OF OKLAHOMA, INC. Edmond · 6 employees | $2.4M | 14.6 mi |
| Cardinal Financial Company, Limited Partnership Edmond | $1.1M | 15.6 mi |
The full calculation
| Employees reported to the SBA | 5 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.0M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $737K |
| Estimate: the two combined (geometric mean) | $1.4M |
| EBITDA margin (industry, adjusted for size) | 45% |
| EBITDA = revenue × margin | $617K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.3M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.2M – $3.2M |
| Revenue range | $903K – $1.6M |
| EBITDA range | $406K – $704K |
| Industry (NAICS) | Consumer Lending (522291) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingPrism BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Prism Bank PPP 2020 | All 131 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/27/2020 | first | $18K | 5 |
About Standard Credit of Guthrie, Inc.
Standard Credit of Guthrie, Inc. is a consumer lending company in Guthrie, Oklahoma. Its estimated annual revenue is about $1.4M, with roughly $617K of EBITDA. It has about 5 employees. Its estimated business value is $2.3M (likely range $1.2M–$3.2M).
Common questions
- Who owns Standard Credit of Guthrie, Inc.?
- The owner of Standard Credit of Guthrie, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Standard Credit of Guthrie, Inc. make?
- SeeBITDA estimates Standard Credit of Guthrie, Inc.'s annual revenue at about $1.4M (likely between $903K and $1.6M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Standard Credit of Guthrie, Inc. worth?
- About $2.3M, roughly 3.8× its estimated EBITDA of $617K, typical for a consumer lending company its size. Likely range: $1.2M–$3.2M.
- How many employees does Standard Credit of Guthrie, Inc. have?
- About 5, as reported on its PPP loan.