Step by Step Financial LLC
How we got $1.5M
Based on 2 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
What we know
Estimated value over time
▲ 25% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▲ 50% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | PPP loan | 2 | $1.1M |
| 2021 | Form 5500 | 3 | $1.6M |
| 2022 | Form 5500 | 3 | $1.6M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| STEP BY STEP FINANCIAL LLC this business | $1.5M | — |
| JOHN W. PHILLIPS, JR., CHFC, LLC Broken Arrow · 2 employees | $809K | 2.8 mi |
| STONE FOX CAPITAL ADVISORS, LLC Broken Arrow · 1 employees | $499K | 3.0 mi |
| MAYNARD FAMILY CHIROPRACTIC PLLC Broken Arrow · 9 employees | $4.2M | 3.4 mi |
| JENNEY ENTERPRISES, INC Tulsa · 2 employees | $2.0M | 4.3 mi |
| VITAE VENTURES, LLC Broken Arrow · 2 employees | $1.3M | 4.6 mi |
| WOODLAND WEALTH MANAGEMENT INC Tulsa · 4 employees | $3.1M | 5.0 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Industry revenue per employee | $540K |
| Revenue = employees × revenue per employee | $1.5M |
| EBITDA margin (industry, adjusted for size) | 35% |
| EBITDA = revenue × margin | $549K |
| Cross-check: revenue implied by PPP payroll | $428K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.5M |
| Multiple for this size and industry | 2.8× |
| Value range | $727K – $2.2M |
| Revenue range | $916K – $1.8M |
| EBITDA range | $325K – $650K |
| Industry (NAICS) | Miscellaneous Financial Investment Activities (523999) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingAVB BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| AVB Bank PPP 2020 | All 309 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $13K | 2 |
2 locations
| 121 W COMMERCIAL ST | Broken Arrow | This listing |
| 9717 E 42nd St Ste 103 | Tulsa | View |
Revenue, profit and value are for the whole company.
About Step by Step Financial LLC
Step by Step Financial LLC is a financial advisors company in Broken Arrow, Oklahoma. Its estimated annual revenue is about $1.5M, with roughly $549K of EBITDA. It has about 3 employees. Its estimated business value is $1.5M (likely range $727K–$2.2M). It has 2 locations.
Common questions
- Who owns Step by Step Financial LLC?
- The owner of Step by Step Financial LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Step by Step Financial LLC make?
- SeeBITDA estimates Step by Step Financial LLC's annual revenue at about $1.5M (likely between $916K and $1.8M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Step by Step Financial LLC worth?
- About $1.5M, roughly 2.8× its estimated EBITDA of $549K, typical for a financial advisors company its size. Likely range: $727K–$2.2M.
- How many employees does Step by Step Financial LLC have?
- About 3, from its 2022 retirement-plan filing.