SeeBITDAOklahoma

Swearingen Funeral Home, Inc.

  • 1001 N MILT PHILLIPS AVE, Seminole, OK
  • Since 1926
  • Family-owned, 3rd generation
  • NAICS 812210
Estimated valueMedium confidence
$1.2M
$612Klikely range$1.6M
About 2.6× its yearly profit, typical for a company this size in its industry.
Revenue
$2.5M
a year
Profit (EBITDA)
$447K
18% of revenue
Employees
14
reported in 2020
Leadership
Terry Swearingen
Owner · source · confirmed by 2 sources
Some signs of a sale

How we got $1.2M

Based on its 14 employees and its payroll, both reported for PPP in 2020 and brought up to date.

14 employees × $164K each$2.3M
PPP payroll ÷ payroll's usual share of revenue$2.1M
Shown toward the top of its range×1.14
Revenue$2.5M
× 18% profit margin$447K
× 2.6 sale multiple = value$1.2M

· Own this business? Correct these figures

Estimated value over time

▲ 65% since 2020
$0$669K$1.3M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Some signs of a sale

  • In business 100 years (since 1926)
  • Family in the business (Beau Swearingen, 3rd Generation)

From public records and the company's website, not a statement that it's for sale.

What they do

Swearingen Funeral Home is a family-owned and operated funeral home in Seminole, Oklahoma, offering traditional funeral and cremation services. It says it has served families since 1926.

Products & services
Traditional ServicesCremation ServicesPersonalizationVeterans ServicesPre-PlanningGrief SupportVital Ice
Service area
SeminoleMaudKonawaSeminole County

From the company's website. Industry: Funeral homes.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
SWEARINGEN FUNERAL HOME, INC.
this business
$2.5M$447K—
Earlsboro Cemetery
Earlsboro
$2.2M$390K8.4 mi
Myers Mortuary
Wewoka
$2.2M$390K11.2 mi
Phillips Funeral Service
Wewoka
$2.2M$390K11.5 mi
Bethel Monument Company
Seminole
$2.2M$390K11.9 mi
Resthaven Funeral Home
Shawnee
$2.2M$390K12.7 mi
Dignity Memorial
Shawnee
$2.2M$390K12.7 mi

The full calculation

Employees reported to the SBA14
Revenue from headcount (employees × revenue per employee for companies this size)$2.3M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$2.1M
Estimate: the two combined (geometric mean)$2.5M
EBITDA margin (industry, adjusted for size)18%
EBITDA = revenue × margin$447K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.2M
Multiple for this size and industry2.6×
Value range$612K – $1.6M
Revenue range$1.7M – $2.9M
EBITDA range$294K – $510K
Industry (NAICS)Funeral Homes and Funeral Services (812210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Founded 1926Family-owned · 3rd generation
“Swearingen Funeral Home is now in its third generation of being a family-owned and operated funeral home.”

Advisors

  • BankingFirst United Bank and Trust CompanyPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

First United Bank and Trust Company
PPP 2020
All 2,229 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/10/2020first$75K$76K14First United Bank and Trust Company

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Swearingen Funeral Home, Inc.

Swearingen Funeral Home, Inc. is a family-owned funeral homes company in Seminole, Oklahoma, in business since 1926. It is owned by Terry Swearingen. Its estimated annual revenue is about $2.5M, with roughly $447K of EBITDA. It has about 14 employees. Its estimated business value is $1.2M (likely range $612K–$1.6M).

Common questions

Who owns Swearingen Funeral Home, Inc.?
Swearingen Funeral Home, Inc. is owned by Terry Swearingen, according to public sources such as the company's website or filings.
How much revenue does Swearingen Funeral Home, Inc. make?
SeeBITDA estimates Swearingen Funeral Home, Inc.'s annual revenue at about $2.5M (likely between $1.7M and $2.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Swearingen Funeral Home, Inc. worth?
About $1.2M, roughly 2.6× its estimated EBITDA of $447K, typical for a funeral homes company its size. Likely range: $612K–$1.6M.
How many employees does Swearingen Funeral Home, Inc. have?
About 14, as reported on its PPP loan.
When was Swearingen Funeral Home, Inc. founded?
Swearingen Funeral Home, Inc. has been in business since 1926.