Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop
How we got $502K
Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 39% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| VINCENT KOBZA & TERRY LOVELL PTR K & L PAINT & BODY SHOP this business | $1.7M | — |
| K & L Wrecker Service Anadarko | $1.4M | 0.2 mi |
| Rogers Star Tires Anadarko | $1.4M | 0.3 mi |
| First Street Automotive Anadarko | $1.4M | 0.3 mi |
| B & B Tires Binger | $1.4M | 0.4 mi |
| Anadarko Quick Lube Anadarko | $1.4M | 0.4 mi |
| SHINETIME CARWASH LLC Anadarko · 11 employees | $1.3M | 0.4 mi |
The full calculation
| Employees reported to the SBA | 4 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.1M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $2.2M |
| Estimate: the two combined (geometric mean) | $1.7M |
| EBITDA margin (industry, adjusted for size) | 12% |
| EBITDA = revenue × margin | $218K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $502K |
| Multiple for this size and industry | 2.3× |
| Value range | $264K – $687K |
| Revenue range | $1.2M – $2.0M |
| EBITDA range | $144K – $249K |
| Industry (NAICS) | Automotive Body, Paint, and Interior Repair and Maintenance (811121) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingFirst State BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First State Bank PPP 2020 | All 268 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/9/2020 | first | $61K | 4 |
About Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop
Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop is an auto repair company in Anadarko, Oklahoma. Its estimated annual revenue is about $1.7M, with roughly $218K of EBITDA. It has about 4 employees. Its estimated business value is $502K (likely range $264K–$687K).
Common questions
- Who owns Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop?
- The owner of Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop make?
- SeeBITDA estimates Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop's annual revenue at about $1.7M (likely between $1.2M and $2.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop worth?
- About $502K, roughly 2.3× its estimated EBITDA of $218K, typical for a auto repair company its size. Likely range: $264K–$687K.
- How many employees does Vincent Kobza & Terry Lovell Ptr K & L Paint & Body Shop have?
- About 4, as reported on its PPP loan.