SeeBITDAOklahoma

Waters Insurance Agency, LLC

  • 1208 SW 59TH ST, Oklahoma City, OK
Estimated valueMedium confidence
$706K
$371Klikely range$966K
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$717K
a year
Profit (EBITDA)
$235K
33% of revenue
Employees
3
reported in 2020
Owner not found yet
We haven't found the owner in public records

How we got $706K

Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.

3 employees × $207K each$622K
PPP payroll ÷ payroll's usual share of revenue$636K
Shown toward the top of its range×1.14
Revenue$717K
× 33% profit margin$235K
× 3 sale multiple = value$706K

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
No website found
Owner not found

Estimated value over time

▲ 30% since 2020
$0$406K$812K20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
WATERS INSURANCE AGENCY, LLC
this business
$717K$235K—
Farmers Insurance Group
Oklahoma City
$1.6M$528K0.2 mi
Cheapest Auto Insurance
Oklahoma City
$6.4M$1.7M0.2 mi
Brooke Insurance & Finan-cial Services Of Okc
Oklahoma City
$806K$310K0.3 mi
Jordan Insurance Brokers
Oklahoma City
$806K$310K0.4 mi
Insurance Agents / Risk Consultants
Oklahoma City
$806K$310K0.4 mi
Ryan Dan Insurance Agency
Oklahoma City
$806K$310K0.5 mi

The full calculation

Employees reported to the SBA3
Revenue from headcount (employees × revenue per employee for companies this size)$622K
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$636K
Estimate: the two combined (geometric mean)$717K
EBITDA margin (industry, adjusted for size)33%
EBITDA = revenue × margin$235K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$706K
Multiple for this size and industry3×
Value range$371K – $966K
Revenue range$472K – $818K
EBITDA range$155K – $268K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Advisors

  • BankingBOKF, National AssociationPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

BOKF, National Association
PPP 2020
All 2,399 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/27/2020first$22K$22K3BOKF, National Association

About Waters Insurance Agency, LLC

Waters Insurance Agency, LLC is an insurance agencies company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $717K, with roughly $235K of EBITDA. It has about 3 employees. Its estimated business value is $706K (likely range $371K–$966K).

Common questions

Who owns Waters Insurance Agency, LLC?
The owner of Waters Insurance Agency, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Waters Insurance Agency, LLC make?
SeeBITDA estimates Waters Insurance Agency, LLC's annual revenue at about $717K (likely between $472K and $818K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Waters Insurance Agency, LLC worth?
About $706K, roughly 3× its estimated EBITDA of $235K, typical for a insurance agencies company its size. Likely range: $371K–$966K.
How many employees does Waters Insurance Agency, LLC have?
About 3, as reported on its PPP loan.