Zac Henderson Ins. Agency, Inc.
How we got $2.6M
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 27% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| ZAC HENDERSON INS. AGENCY, INC. this business | $2.3M | — |
| MATT SPENCE INSURANCE AGENCY INC Bartlesville · 4 employees | $2.8M | 0.1 mi |
| WASEMILLER INSURANCE AGENCY INC Bartlesville · 2 employees | $2.1M | 0.1 mi |
| CONCIERGE BENEFIT SERVICES, LLC. Bartlesville · 6 employees | $7.5M | 0.2 mi |
| DUNCAN FAMILY INSURANCE LLC Bartlesville · 3 employees | $2.4M | 0.7 mi |
| DAGENAIS & ASSOCIATES MEDICAL CLINIC, LLC Pawhuska · 3 employees | $5.3M | 20.9 mi |
| STEVE MOYER INSURANCE INC Skiatook · 2 employees | $1.9M | 26.5 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.5M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.7M |
| Estimate: the two combined (geometric mean) | $2.3M |
| EBITDA margin (industry, adjusted for size) | 30% |
| EBITDA = revenue × margin | $682K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.6M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.4M – $3.5M |
| Revenue range | $1.5M – $2.6M |
| EBITDA range | $449K – $778K |
| Industry (NAICS) | Direct Property and Casualty Insurance Carriers (524126) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingRCB BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| RCB Bank PPP 2020 | All 1,690 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $30K | 3 |
About Zac Henderson Ins. Agency, Inc.
Zac Henderson Ins. Agency, Inc. is a direct property and casualty insurance carriers company in Bartlesville, Oklahoma. Its estimated annual revenue is about $2.3M, with roughly $682K of EBITDA. It has about 3 employees. Its estimated business value is $2.6M (likely range $1.4M–$3.5M).
Common questions
- Who owns Zac Henderson Ins. Agency, Inc.?
- The owner of Zac Henderson Ins. Agency, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Zac Henderson Ins. Agency, Inc. make?
- SeeBITDA estimates Zac Henderson Ins. Agency, Inc.'s annual revenue at about $2.3M (likely between $1.5M and $2.6M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Zac Henderson Ins. Agency, Inc. worth?
- About $2.6M, roughly 3.8× its estimated EBITDA of $682K, typical for a direct property and casualty insurance carriers company its size. Likely range: $1.4M–$3.5M.
- How many employees does Zac Henderson Ins. Agency, Inc. have?
- About 3, as reported on its PPP loan.