Zak's Cheese, Inc.
How we got $1.4M
Based on 5 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
What we know
Signs of a sale Some signs of a sale
- In business 43 years (since 1983)
From public records and the company's website, not a statement that it's for sale.
What they do
Zak's Cheese, Inc. is a Guymon, OK business selling cheese, sausage, fudge, sweets, and personalized gift boxes and trays, with shipping offered throughout the world. It also offers fundraising for groups and events.
From the company's website. Industry: Dairy Product (except Dried or Canned) Merchant Wholesalers.
Estimated value over time
▲ 34% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| ZAK'S CHEESE, INC. this business | $11.0M | — |
| THE GARAGE NW 6TH, LLC Guymon · 2 employees | $2.3M | 0.1 mi |
| GUADALUPE ESTRADA DE MORA Guymon · 5 employees | $7.3M | 0.4 mi |
| Blue Rhino Propane Exchange Guymon | $9.6M | 0.4 mi |
| MATHIS OIL COMPANY, INC Guymon · 8 employees | $59.0M | 0.5 mi |
| PIPELINE MAINTENANCE SERVICES, LLC Guymon · 5 employees | $4.8M | 0.6 mi |
| Blue Rhino Propane Exchange Guymon | $9.6M | 0.7 mi |
The full calculation
| Employees reported to the SBA | 5 |
| Industry revenue per employee | $2.1M |
| Revenue = employees × revenue per employee | $11.0M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $493K |
| Cross-check: revenue implied by PPP payroll | $2.1M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.4M |
| Multiple for this size and industry | 2.9× |
| Value range | $677K – $2.0M |
| Revenue range | $6.5M – $13.0M |
| EBITDA range | $292K – $584K |
| Industry (NAICS) | Dairy Product (except Dried or Canned) Merchant Wholesalers (424430) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
“Zak's Cheese was begun in 1983 by a couple who had moved to the Oklahoma panhandle from Wisconsin.”
Advisors
- BankingPanhandle First BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Panhandle First Bank PPP 2020 | All 123 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $13K | 5 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Zak's Cheese, Inc.
Zak's Cheese, Inc. is a dairy product (except dried or canned) merchant wholesalers company in Guymon, Oklahoma, in business since 1983. Its estimated annual revenue is about $11.0M, with roughly $493K of EBITDA. It has about 5 employees. Its estimated business value is $1.4M (likely range $677K–$2.0M).
Common questions
- Who owns Zak's Cheese, Inc.?
- The owner of Zak's Cheese, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Zak's Cheese, Inc. make?
- SeeBITDA estimates Zak's Cheese, Inc.'s annual revenue at about $11.0M (likely between $6.5M and $13.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Zak's Cheese, Inc. worth?
- About $1.4M, roughly 2.9× its estimated EBITDA of $493K, typical for a dairy product (except dried or canned) merchant wholesalers company its size. Likely range: $677K–$2.0M.
- How many employees does Zak's Cheese, Inc. have?
- About 5, as reported on its PPP loan.
- When was Zak's Cheese, Inc. founded?
- Zak's Cheese, Inc. has been in business since 1983.