Zfg Mortgage, LLC
How we got $3.2M
Based on its 9 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 3% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| ZFG MORTGAGE, LLC this business | $1.9M | — |
| SHEIKH INC Tulsa · 14 employees | $2.9M | 0.0 mi |
| MERCHANT SERVICES OF OKLAHOMA, INC Tulsa · 8 employees | $3.3M | 0.9 mi |
| MORTGAGE CLEARING CORPORATION Tulsa · 49 employees | $11.2M | 1.0 mi |
| MILEY ENTERPRISES LLC Tulsa · 2 employees | $1.7M | 2.0 mi |
| ASSOCIATED MORTGAGE CORPORATION Tulsa · 122 employees | $55.6M | 2.1 mi |
| ADAMS MORTGAGE INVESTMENTS LLC Tulsa · 1 employees | $353K | 2.6 mi |
The full calculation
| Employees reported to the SBA | 9 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.4M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.2M |
| Estimate: the two combined (geometric mean) | $1.9M |
| EBITDA margin (industry, adjusted for size) | 44% |
| EBITDA = revenue × margin | $840K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $3.2M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.7M – $4.4M |
| Revenue range | $1.3M – $2.2M |
| EBITDA range | $553K – $958K |
| Industry (NAICS) | Mortgage and Nonmortgage Loan Brokers (522310) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingFirst State BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First State Bank 7(a) 2022, PPP 2020 | All 268 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/9/2020 | first | $55K | 9 |
3 locations
| 6670 S LEWIS AVE | Tulsa | This listing |
| 4520 S Harvard Ave Ste 150 | Tulsa | View |
| 5807 S Garnett Rd Ste I | Tulsa | View |
Revenue, profit and value are for the whole company.
Public records
| Oct 2021 | 7(a) | $306K |
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Zfg Mortgage, LLC
Zfg Mortgage, LLC is a mortgage and nonmortgage loan brokers company in Tulsa, Oklahoma, in business since 2022. Its estimated annual revenue is about $1.9M, with roughly $840K of EBITDA. It has about 9 employees. Its estimated business value is $3.2M (likely range $1.7M–$4.4M). It has 3 locations.
Common questions
- Who owns Zfg Mortgage, LLC?
- The owner of Zfg Mortgage, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Zfg Mortgage, LLC make?
- SeeBITDA estimates Zfg Mortgage, LLC's annual revenue at about $1.9M (likely between $1.3M and $2.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Zfg Mortgage, LLC worth?
- About $3.2M, roughly 3.8× its estimated EBITDA of $840K, typical for a mortgage and nonmortgage loan brokers company its size. Likely range: $1.7M–$4.4M.
- How many employees does Zfg Mortgage, LLC have?
- About 9, as reported on its PPP loan.
- When was Zfg Mortgage, LLC founded?
- Zfg Mortgage, LLC has been in business since 2022.