First National Bank and Trust Company
How we got $49.7M
Based on 123 employees on its 2024 401(k) filing.
What we know
Employees over time
▼ 4% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | Form 5500 | 128 | $34.9M |
| 2021 | Form 5500 | 118 | $32.2M |
| 2022 | Form 5500 | 121 | $33.0M |
| 2023 | Form 5500 | 135 | $36.8M |
| 2024 | Form 5500 | 123 | $33.5M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| FIRST NATIONAL BANK AND TRUST COMPANY this business | $49.7M | — |
| American Nation Bank Ardmore | $7.7M | 1.6 mi |
| Simmons Bank Ardmore | $1.9M | 2.4 mi |
| BancFirst Ardmore | $1.9M | 2.6 mi |
| Amcorp Financial Inc Ardmore | $1.9M | 2.6 mi |
| American Nation Bank Ardmore | $42.8M | 2.6 mi |
| Citizens Bank & Trust Company Ardmore | $17.5M | 2.8 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date: prices are 10% higher than in the benchmark's year, both included above.
| Employees in its retirement plan (2024 Form 5500) | 123 |
| Industry revenue per employee | $273K |
| Revenue = employees × revenue per employee | $49.7M |
| EBITDA margin (industry, adjusted for size) | 45% |
| EBITDA = revenue × margin | $22.3M |
Uses the newest headcount we have: participants in the company's retirement plan from its Form 5500 filing with the Department of Labor. Plans can leave out part-timers and new hires, so the range leans higher than the estimate.
| Revenue range | $32.4M – $60.8M |
| EBITDA range | $14.6M – $27.4M |
| Industry (NAICS) | Commercial Banking (522110) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from the company's Form 5500 retirement-plan filing. Full methodology
About First National Bank and Trust Company
First National Bank and Trust Company is a banks & credit unions company in Ardmore, Oklahoma. Its estimated annual revenue is about $49.7M, with roughly $22.3M of EBITDA. It has about 123 employees.
Common questions
- Who owns First National Bank and Trust Company?
- The owner of First National Bank and Trust Company isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does First National Bank and Trust Company make?
- SeeBITDA estimates First National Bank and Trust Company's annual revenue at about $49.7M (likely between $32.4M and $60.8M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- How many employees does First National Bank and Trust Company have?
- About 123, from its 2024 retirement-plan filing.