Pay Factory, Inc.
How we got $12.6M
Based on 11 employees on its 2025 401(k) filing.
Estimated value over time
▲ 1% since 2022Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▼ 8% since 2022Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2022 | Form 5500 | 12 | $5.1M |
| 2023 | Form 5500 | 14 | $5.9M |
| 2024 | Form 5500 | 12 | $5.1M |
| 2025 | Form 5500 | 11 | $4.7M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
What we know
Signs of a sale Unlikely to sell soon
- Headcount down 21% since 2023 (retirement plan filings)
From public records and the company's website, not a statement that it's for sale.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| PAY FACTORY, INC. this business | $10.8M | — |
| WARBURTON CAPITAL MANAGEMENT LLC Tulsa · 5 employees | $2.5M | 0.7 mi |
| UTICA BENEFITS RESOURCE GROUP LLC Tulsa · 8 employees | $3.3M | 2.3 mi |
| MoneyGram Tulsa | $1.1M | 2.5 mi |
| MoneyGram Tulsa | $1.1M | 4.6 mi |
| INVESTMENT DESIGNERS OF TULSA, INC Tulsa · 4 employees | $1.7M | 5.7 mi |
| EAGLETON BROWN INVESTMENT GROUP, LLC Tulsa · 7 employees | $5.2M | 5.9 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date: prices are 10% higher than in the benchmark's year, both included above.
| Estimated value = EBITDA × typical sale multiple | $12.6M |
| Multiple for this size and industry | 4.1× |
| Value range | $6.6M – $18.5M |
| Employees in its retirement plan (2025 Form 5500) | 11 |
| Industry revenue per employee | $425K |
| Revenue = employees × revenue per employee | $10.8M |
| EBITDA margin (industry, adjusted for size) | 28% |
| EBITDA = revenue × margin | $3.1M |
Uses the newest headcount we have: participants in the company's retirement plan from its Form 5500 filing with the Department of Labor. Plans can leave out part-timers and new hires, so the range leans higher than the estimate.
| Revenue range | $7.0M – $13.2M |
| EBITDA range | $2.0M – $3.8M |
| Industry (NAICS) | Securities and commodity contracts intermediation and brokerage (523110) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from the company's Form 5500 retirement-plan filing. Full methodology
About Pay Factory, Inc.
Pay Factory, Inc. is a financial advisors company in Tulsa, Oklahoma. Its estimated annual revenue is about $10.8M, with roughly $3.1M of EBITDA. It has about 11 employees. Its estimated business value is $12.6M (likely range $6.6M–$18.5M).
Common questions
- Who owns Pay Factory, Inc.?
- The owner of Pay Factory, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Pay Factory, Inc. make?
- SeeBITDA estimates Pay Factory, Inc.'s annual revenue at about $10.8M (likely between $7.0M and $13.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Pay Factory, Inc. worth?
- About $12.6M, roughly 4.1× its estimated EBITDA of $3.1M, typical for a financial advisors company its size. Likely range: $6.6M–$18.5M.
- How many employees does Pay Factory, Inc. have?
- About 11, from its 2025 retirement-plan filing.