4 State Insurance Agency Inc
How we got $1.1M
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| 4 STATE INSURANCE AGENCY INC this business | $935K | — |
| WHITLOW INSURANCE AGENCY LLC Langley · 2 employees | $400K | 0.3 mi |
| AAA Oklahoma - Langley - Insurance/Membership Only Langley | $806K | 0.6 mi |
| AAA Insurance Vinita | $806K | 1.5 mi |
| Farmers Insurance - Dawn Hathcoat Eucha | $806K | 3.3 mi |
| TNT INSURANCE GROUP, INC Ketchum · 4 employees | $982K | 4.4 mi |
| Secondine Insurance Vinita | $806K | 13.0 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.1M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $632K |
| Estimate: the two combined (geometric mean) | $935K |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $307K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.1M |
| Multiple for this size and industry | 3.6× |
| Value range | $581K – $1.5M |
| Revenue range | $615K – $1.1M |
| EBITDA range | $202K – $350K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingPeoples Bank and Trust CompanyPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Peoples Bank and Trust Company PPP 2020 | All 320 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/14/2020 | first | $27K | 6 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About 4 State Insurance Agency Inc
4 State Insurance Agency Inc is an insurance agencies company in Langley, Oklahoma, in business since 2025. Its estimated annual revenue is about $935K, with roughly $307K of EBITDA. It has about 6 employees. Its estimated business value is $1.1M (likely range $581K–$1.5M).
Common questions
- Who owns 4 State Insurance Agency Inc?
- The owner of 4 State Insurance Agency Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does 4 State Insurance Agency Inc make?
- SeeBITDA estimates 4 State Insurance Agency Inc's annual revenue at about $935K (likely between $615K and $1.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is 4 State Insurance Agency Inc worth?
- About $1.1M, roughly 3.6× its estimated EBITDA of $307K, typical for a insurance agencies company its size. Likely range: $581K–$1.5M.
- How many employees does 4 State Insurance Agency Inc have?
- About 6, as reported on its PPP loan.
- When was 4 State Insurance Agency Inc founded?
- 4 State Insurance Agency Inc has been in business since 2025.