Whitlow Insurance Agency LLC
How we got $461K
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| WHITLOW INSURANCE AGENCY LLC this business | $400K | — |
| 4 STATE INSURANCE AGENCY INC Langley · 6 employees | $935K | 0.3 mi |
| AAA Oklahoma - Langley - Insurance/Membership Only Langley | $806K | 0.7 mi |
| AAA Insurance Vinita | $806K | 1.7 mi |
| Farmers Insurance - Dawn Hathcoat Eucha | $806K | 3.2 mi |
| TNT INSURANCE GROUP, INC Ketchum · 4 employees | $982K | 4.5 mi |
| Secondine Insurance Vinita | $806K | 13.2 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $415K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $296K |
| Estimate: the two combined (geometric mean) | $400K |
| EBITDA margin (industry, adjusted for size) | 38% |
| EBITDA = revenue × margin | $154K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $461K |
| Multiple for this size and industry | 3× |
| Value range | $243K – $631K |
| Revenue range | $263K – $456K |
| EBITDA range | $101K – $175K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingBank of HydroPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Bank of Hydro PPP 2020 | All 155 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/15/2020 | first | $10K | 2 |
About Whitlow Insurance Agency LLC
Whitlow Insurance Agency LLC is an insurance agencies company in Langley, Oklahoma. Its estimated annual revenue is about $400K, with roughly $154K of EBITDA. It has about 2 employees. Its estimated business value is $461K (likely range $243K–$631K).
Common questions
- Who owns Whitlow Insurance Agency LLC?
- The owner of Whitlow Insurance Agency LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Whitlow Insurance Agency LLC make?
- SeeBITDA estimates Whitlow Insurance Agency LLC's annual revenue at about $400K (likely between $263K and $456K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Whitlow Insurance Agency LLC worth?
- About $461K, roughly 3× its estimated EBITDA of $154K, typical for a insurance agencies company its size. Likely range: $243K–$631K.
- How many employees does Whitlow Insurance Agency LLC have?
- About 2, as reported on its PPP loan.