A & Y Store Inc.
How we got $106K
Based on its 2 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 46% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| A & Y STORE INC. this business | $716K | — |
| GRAY OWL COFFEE, LLC Norman · 13 employees | $2.6M | 11.0 mi |
| KARSTENS BAGEL Norman · 19 employees | $2.1M | 11.0 mi |
| THE CANDY BASKET LLC Norman · 5 employees | $817K | 11.0 mi |
| EL NATURAL LLC Norman · 36 employees | $4.8M | 12.8 mi |
| THE HIP, LLC Norman · 2 employees | $799K | 13.4 mi |
| OKLAHOMA GOURMET POPCORN, LLC Moore · 8 employees | $1.4M | 17.9 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $809K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $487K |
| Estimate: the two combined (geometric mean) | $716K |
| EBITDA margin (industry, adjusted for size) | 7% |
| EBITDA = revenue × margin | $53K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $106K |
| Multiple for this size and industry | 2× |
| Value range | $56K – $146K |
| Revenue range | $471K – $816K |
| EBITDA range | $35K – $61K |
| Industry (NAICS) | Specialty Food Retailers (445210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingIntuit Financing Inc., Cross River BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Cross River Bank PPP 2021 | All 589 borrowers → |
| Intuit Financing Inc. PPP 2020 | All 111 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 7/29/2020 | first | $6K | 2 |
| 3/4/2021 | second | $7K | 2 |
About A & Y Store Inc.
A & Y Store Inc. is a specialty food retailers company in Lexington, Oklahoma. Its estimated annual revenue is about $716K, with roughly $53K of EBITDA. It has about 2 employees. Its estimated business value is $106K (likely range $56K–$146K).
Common questions
- Who owns A & Y Store Inc.?
- The owner of A & Y Store Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does A & Y Store Inc. make?
- SeeBITDA estimates A & Y Store Inc.'s annual revenue at about $716K (likely between $471K and $816K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is A & Y Store Inc. worth?
- About $106K, roughly 2× its estimated EBITDA of $53K, typical for a specialty food retailers company its size. Likely range: $56K–$146K.
- How many employees does A & Y Store Inc. have?
- About 2, as reported on its PPP loan.