A & Z Inc
How we got $418K
Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 26% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| A & Z INC this business | $3.6M | — |
| M&S ENTERPRISES INC Checotah · 8 employees | $4.3M | 8.4 mi |
| SURIA PETROLEUM, INC. Checotah · 5 employees | $3.1M | 9.5 mi |
| ZAINAB PETROEUM INC Checotah · 10 employees | $4.4M | 10.2 mi |
| ZAINAB PETROLEUM, INC Checotah · 10 employees | $4.1M | 10.2 mi |
| EAGLES CORNER LLC Okmulgee · 13 employees | $9.6M | 12.6 mi |
| CAMPBELLS COUNTRY STORE LLC Checotah · 2 employees | $1.6M | 13.2 mi |
The full calculation
| Employees reported to the SBA | 6 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $4.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $2.2M |
| Estimate: the two combined (geometric mean) | $3.6M |
| EBITDA margin (industry, adjusted for size) | 6% |
| EBITDA = revenue × margin | $209K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $418K |
| Multiple for this size and industry | 2× |
| Value range | $220K – $572K |
| Revenue range | $2.4M – $4.1M |
| EBITDA range | $138K – $238K |
| Industry (NAICS) | Retail Trade (447110) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: approximate sector default. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingVision BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Vision Bank PPP 2020 | All 487 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/13/2020 | first | $14K | 6 |
About A & Z Inc
A & Z Inc is a retail trade company in Council Hill, Oklahoma. Its estimated annual revenue is about $3.6M, with roughly $209K of EBITDA. It has about 6 employees. Its estimated business value is $418K (likely range $220K–$572K).
Common questions
- Who owns A & Z Inc?
- The owner of A & Z Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does A & Z Inc make?
- SeeBITDA estimates A & Z Inc's annual revenue at about $3.6M (likely between $2.4M and $4.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is A & Z Inc worth?
- About $418K, roughly 2× its estimated EBITDA of $209K, typical for a retail trade company its size. Likely range: $220K–$572K.
- How many employees does A & Z Inc have?
- About 6, as reported on its PPP loan.