Auto Advantage Finance LLC
How we got $141.0M
Based on its 59 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 16 years (since 2010)
From public records and the company's website, not a statement that it's for sale.
What they do
Advantage 1 Auto is a discount insurance agency offering auto, motorcycle, boat, RV, renters, pet and commercial auto insurance by comparing options from multiple insurance companies.
From the company's website. Industry: Sales Financing.
Estimated value over time
▼ 13% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| AUTO ADVANTAGE FINANCE LLC this business | $57.5M | — |
| EXTRA CASH PAWN LLC Oklahoma City · 24 employees | $17.9M | 1.7 mi |
| AUTO FINANCE USA, LLC Oklahoma City · 32 employees | $307.7M | 1.7 mi |
| OSATX1, LLC Oklahoma City · 2 employees | $1.8M | 1.7 mi |
| STEVE'S PAWN SHOP Oklahoma City · 6 employees | $4.5M | 2.1 mi |
| FAMILY AUTO FINANCE OKC LLC Oklahoma City · 2 employees | $930K | 2.4 mi |
| SUPER PAWN, INC. Oklahoma City · 4 employees | $3.0M | 2.5 mi |
The full calculation
| Employees reported to the SBA | 59 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $66.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $38.4M |
| Estimate: the two combined (geometric mean) | $57.5M |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $18.8M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $141.0M |
| Multiple for this size and industry | 7.5× |
| Value range | $74.2M – $192.9M |
| Revenue range | $37.8M – $65.5M |
| EBITDA range | $12.4M – $21.4M |
| Industry (NAICS) | Sales Financing (522220) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $620K | 59 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Auto Advantage Finance LLC
Auto Advantage Finance LLC is a sales financing company in Oklahoma City, Oklahoma, in business since 2010. Its estimated annual revenue is about $57.5M, with roughly $18.8M of EBITDA. It has about 59 employees. Its estimated business value is $141.0M (likely range $74.2M–$192.9M).
Common questions
- Who owns Auto Advantage Finance LLC?
- The owner of Auto Advantage Finance LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Auto Advantage Finance LLC make?
- SeeBITDA estimates Auto Advantage Finance LLC's annual revenue at about $57.5M (likely between $37.8M and $65.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Auto Advantage Finance LLC worth?
- About $141.0M, roughly 7.5× its estimated EBITDA of $18.8M, typical for a sales financing company its size. Likely range: $74.2M–$192.9M.
- How many employees does Auto Advantage Finance LLC have?
- About 59, as reported on its PPP loan.
- When was Auto Advantage Finance LLC founded?
- Auto Advantage Finance LLC has been in business since 2010.