Auto Finance USA, LLC
How we got $748.9M
Based on 32 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
What we know
Estimated value over time
▲ 24% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| AUTO FINANCE USA, LLC this business | $307.8M | — |
| OSATX1, LLC Oklahoma City · 2 employees | $1.8M | 0.0 mi |
| EXTRA CASH PAWN LLC Oklahoma City · 24 employees | $17.9M | 0.9 mi |
| TIO CHUY'S AUTO FINANCE LLC Oklahoma City · 16 employees | $16.8M | 1.5 mi |
| SUPER PAWN, INC. Oklahoma City · 4 employees | $3.0M | 1.6 mi |
| DEALERS' FINANCE CO. L.L.C. Oklahoma City · 10 employees | $11.0M | 1.7 mi |
| AUTO ADVANTAGE FINANCE LLC Oklahoma City · 59 employees | $57.5M | 1.7 mi |
The full calculation
| Employees reported to the SBA | 32 |
| Industry revenue per employee | $290K |
| Revenue = employees × revenue per employee | $307.8M |
| EBITDA margin (industry, adjusted for size) | 29% |
| EBITDA = revenue × margin | $88.1M |
| Cross-check: revenue implied by PPP payroll | $73.4M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $748.9M |
| Multiple for this size and industry | 8.5× |
| Value range | $354.5M – $1.06B |
| Revenue range | $182.1M – $364.1M |
| EBITDA range | $52.1M – $104.3M |
| Industry (NAICS) | Other Nondepository Credit Intermediation (522294) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/11/2020 | first | $260K | 32 |
About Auto Finance USA, LLC
Auto Finance USA, LLC is an other nondepository credit intermediation company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $307.8M, with roughly $88.1M of EBITDA. It has about 32 employees. Its estimated business value is $748.9M (likely range $354.5M–$1.06B).
Common questions
- Who owns Auto Finance USA, LLC?
- The owner of Auto Finance USA, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Auto Finance USA, LLC make?
- SeeBITDA estimates Auto Finance USA, LLC's annual revenue at about $307.8M (likely between $182.1M and $364.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Auto Finance USA, LLC worth?
- About $748.9M, roughly 8.5× its estimated EBITDA of $88.1M, typical for a other nondepository credit intermediation company its size. Likely range: $354.5M–$1.06B.
- How many employees does Auto Finance USA, LLC have?
- About 32, as reported on its PPP loan.