SeeBITDAOklahoma

Cal Kiburz Insurance Agency Inc

Estimated valueMedium confidence
$1.4M
$734Klikely range$1.9M
About 3.6× its yearly profit, typical for a company this size in its industry.
Revenue
$1.2M
a year
Profit (EBITDA)
$387K
33% of revenue
Employees
6
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $1.4M

Based on its 6 employees and its payroll, both reported for PPP in 2020 and brought up to date.

6 employees × $177K each$1.1M
PPP payroll ÷ payroll's usual share of revenue$1.0M
Shown toward the top of its range×1.14
Revenue$1.2M
× 33% profit margin$387K
× 3.6 sale multiple = value$1.4M

· Own this business? Correct these figures

Estimated value over time

▲ 30% since 2020
$0$1.7M$3.3M202020252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▲ 117% since 2020
0102020202025613
401(k) / retirement-plan participantsEmployees reported for PPP
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020PPP loan6$1.1M$353K
2025Form 550013$2.3M$764K

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

What we know

PPP loan, 2020
401(k) filing, 2025
No reported financials
Company website
Owner not found

What they do

Cal Kiburz Insurance Agency is a State Farm agency in Yukon, Oklahoma offering auto, home, renters, life and business insurance to individuals and families in Oklahoma, Kansas and Texas.

Products & services
Auto insuranceHomeowners insuranceRenters insuranceBusiness insuranceLife insuranceAnnuitiesBankingInvestmentsInsurance quotes
Markets served
Individuals and families
Service area
OklahomaKansasTexasMissouriColoradoYukonCanadian CountyMustang
Certifications
ChFC® Chartered Financial Consultant

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Suppliers & brands

  • State Farm · brand it sells or installs

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
CAL KIBURZ INSURANCE AGENCY INC
this business
$1.2M$387K—
Goosehead Insurance - Kathryn Canada
Yukon
$815K$313K0.0 mi
Chase Carlile
Yukon
$815K$313K0.0 mi
BRYAN SULLIVAN INSURANCE AGENCY, INC.
Yukon · 1 employees
$246K$94K0.0 mi
Oklahoma Farm Bureau Insurance
Oklahoma City
$815K$313K0.1 mi
Allstate Insurance Agent: Robert Bennett
Yukon
$815K$313K0.1 mi
CHAD FULTON INSURANCE AGENCY INC
Yukon · 3 employees
$651K$250K0.1 mi

The full calculation

Employees reported to the SBA6
Revenue from headcount (employees × revenue per employee for companies this size)$1.1M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$1.0M
Estimate: the two combined (geometric mean)$1.2M
EBITDA margin (industry, adjusted for size)33%
EBITDA = revenue × margin$387K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.4M
Multiple for this size and industry3.6×
Value range$734K – $1.9M
Revenue range$777K – $1.3M
EBITDA range$255K – $442K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingVision BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Vision Bank
PPP 2020
All 487 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/27/2020first$44K$44K6Vision Bank

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Cal Kiburz Insurance Agency Inc

Cal Kiburz Insurance Agency Inc is an insurance agencies company in Yukon, Oklahoma, in business since 2016. Its estimated annual revenue is about $1.2M, with roughly $387K of EBITDA. It has about 13 employees. Its estimated business value is $1.4M (likely range $734K–$1.9M).

Common questions

Who owns Cal Kiburz Insurance Agency Inc?
The owner of Cal Kiburz Insurance Agency Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Cal Kiburz Insurance Agency Inc make?
SeeBITDA estimates Cal Kiburz Insurance Agency Inc's annual revenue at about $1.2M (likely between $777K and $1.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Cal Kiburz Insurance Agency Inc worth?
About $1.4M, roughly 3.6× its estimated EBITDA of $387K, typical for a insurance agencies company its size. Likely range: $734K–$1.9M.
How many employees does Cal Kiburz Insurance Agency Inc have?
About 13, from its 2025 retirement-plan filing.
When was Cal Kiburz Insurance Agency Inc founded?
Cal Kiburz Insurance Agency Inc has been in business since 2016.