Centennial Insurance Group Inc
How we got $1.3M
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 19 years (since 2007)
From public records and the company's website, not a statement that it's for sale.
What they do
Centennial Insurance Group, Inc. is an independent insurance agency in Oklahoma City that offers personal and commercial insurance coverages to individuals and businesses.
From the company's website. Industry: Insurance agencies.
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| CENTENNIAL INSURANCE GROUP INC this business | $1.1M | — |
| AIM INSURANCE AGENCY LLC Oklahoma City · 1 employees | $147K | 0.1 mi |
| Jackson & Barton Oklahoma City | $806K | 0.2 mi |
| DOLLINS & COMPANY, INC. Oklahoma City · 1 employees | $278K | 0.2 mi |
| FINANCIAL RISK SOLUTIONS, L.L.C. Oklahoma City · 4 employees | $1.0M | 0.2 mi |
| JBRAINE AGENCY LLC Oklahoma City · 6 employees | $1.0M | 0.2 mi |
| Jason Braine: Allstate Insurance Oklahoma City | $806K | 0.2 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $623K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.4M |
| Estimate: the two combined (geometric mean) | $1.1M |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $349K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.3M |
| Multiple for this size and industry | 3.6× |
| Value range | $662K – $1.7M |
| Revenue range | $701K – $1.2M |
| EBITDA range | $230K – $398K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Leadership
- RBRichard BrownCo-Founder & V.P. · Company website · source
- TBTami BirkesOffice Manager · Company website · source
- MTMatthew ThompsonP & C Agent · Company website · source
- AMAli MolloyAccount Manager · Company website · source
- CCCharmeine ChattoCustomer Service Representative · Company website · source
Advisors
- BankingArvest BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Arvest Bank PPP 2020 | All 5,114 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $47K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Centennial Insurance Group Inc
Centennial Insurance Group Inc is an insurance agencies company in Oklahoma City, Oklahoma, in business since 2007. It is owned by Bryan Chouinard (Co-Founder & CEO). Its estimated annual revenue is about $1.1M, with roughly $349K of EBITDA. It has about 3 employees. Its estimated business value is $1.3M (likely range $662K–$1.7M).
Common questions
- Who owns Centennial Insurance Group Inc?
- Centennial Insurance Group Inc is owned by Bryan Chouinard (Co-Founder & CEO), according to public sources such as the company's website or filings.
- How much revenue does Centennial Insurance Group Inc make?
- SeeBITDA estimates Centennial Insurance Group Inc's annual revenue at about $1.1M (likely between $701K and $1.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Centennial Insurance Group Inc worth?
- About $1.3M, roughly 3.6× its estimated EBITDA of $349K, typical for a insurance agencies company its size. Likely range: $662K–$1.7M.
- How many employees does Centennial Insurance Group Inc have?
- About 3, as reported on its PPP loan.
- When was Centennial Insurance Group Inc founded?
- Centennial Insurance Group Inc has been in business since 2007.