Craft Financial Inc.
How we got $913K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Signs of a sale Unlikely to sell soon
- In business 16 years (since 2010)
From public records and the company's website, not a statement that it's for sale.
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| CRAFT FINANCIAL INC. this business | $773K | — |
| TRILOGY PURCHASING ALLIANCE LLC Guthrie · 3 employees | $658K | 0.1 mi |
| Farmers Insurance - Jason Lewis Guthrie | $806K | 0.1 mi |
| Kellogg Insurance Agency Guthrie | $806K | 0.1 mi |
| Dewart Gumerson Insurance Guthrie | $806K | 0.2 mi |
| JOHN ADAMS INSURANCE AGENCY, INC. Guthrie · 3 employees | $665K | 0.3 mi |
| PINE VALLEY MARKETING, INC Guthrie · 2 employees | $359K | 0.5 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $622K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $739K |
| Estimate: the two combined (geometric mean) | $773K |
| EBITDA margin (industry, adjusted for size) | 33% |
| EBITDA = revenue × margin | $254K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $913K |
| Multiple for this size and industry | 3.6× |
| Value range | $481K – $1.2M |
| Revenue range | $509K – $882K |
| EBITDA range | $167K – $289K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingInterBankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| InterBank PPP 2020 | All 585 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/4/2020 | first | $25K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Craft Financial Inc.
Craft Financial Inc. is an insurance agencies company in Guthrie, Oklahoma, in business since 2010. Its estimated annual revenue is about $773K, with roughly $254K of EBITDA. It has about 3 employees. Its estimated business value is $913K (likely range $481K–$1.2M).
Common questions
- Who owns Craft Financial Inc.?
- The owner of Craft Financial Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Craft Financial Inc. make?
- SeeBITDA estimates Craft Financial Inc.'s annual revenue at about $773K (likely between $509K and $882K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Craft Financial Inc. worth?
- About $913K, roughly 3.6× its estimated EBITDA of $254K, typical for a insurance agencies company its size. Likely range: $481K–$1.2M.
- How many employees does Craft Financial Inc. have?
- About 3, as reported on its PPP loan.
- When was Craft Financial Inc. founded?
- Craft Financial Inc. has been in business since 2010.