Fraley Insurance Agency, Inc
How we got $3.3M
Based on 3 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
What we know
Estimated value over time
▲ 27% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| FRALEY INSURANCE AGENCY, INC this business | $2.9M | — |
| IAGENT TCB LLC Claremore · 2 employees | $3.6M | 10.2 mi |
| CABIN CREEK INSURANCE AGENCY, LLC Vinita · 2 employees | $1.8M | 16.9 mi |
| POWERSPORTS CONSULTING SOLUTIONS Claremore · 13 employees | $10.2M | 17.1 mi |
| NEELY INSURANCE AGENCY, INC Claremore · 9 employees | $5.8M | 18.6 mi |
| TERRY WASHBURN INSURANCE AGENCY, INCORPORATED Claremore · 1 employees | $968K | 19.2 mi |
| SNOOK BAYOUTH INSURANCE AGENCY, INC. Collinsville · 2 employees | $1.1M | 25.4 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Industry revenue per employee | $887K |
| Revenue = employees × revenue per employee | $2.9M |
| EBITDA margin (industry, adjusted for size) | 30% |
| EBITDA = revenue × margin | $862K |
| Cross-check: revenue implied by PPP payroll | $753K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $3.3M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.6M – $4.7M |
| Revenue range | $1.7M – $3.4M |
| EBITDA range | $510K – $1.0M |
| Industry (NAICS) | Direct Property and Casualty Insurance Carriers (524126) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBank of CommercePPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Bank of Commerce PPP 2020 | All 308 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/7/2020 | first | $14K | 3 |
About Fraley Insurance Agency, Inc
Fraley Insurance Agency, Inc is a direct property and casualty insurance carriers company in Chelsea, Oklahoma. Its estimated annual revenue is about $2.9M, with roughly $862K of EBITDA. It has about 3 employees. Its estimated business value is $3.3M (likely range $1.6M–$4.7M).
Common questions
- Who owns Fraley Insurance Agency, Inc?
- The owner of Fraley Insurance Agency, Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Fraley Insurance Agency, Inc make?
- SeeBITDA estimates Fraley Insurance Agency, Inc's annual revenue at about $2.9M (likely between $1.7M and $3.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Fraley Insurance Agency, Inc worth?
- About $3.3M, roughly 3.8× its estimated EBITDA of $862K, typical for a direct property and casualty insurance carriers company its size. Likely range: $1.6M–$4.7M.
- How many employees does Fraley Insurance Agency, Inc have?
- About 3, as reported on its PPP loan.