Joe's Pawn Shop #1
How we got $4.7M
Based on its 5 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 27% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| JOE'S PAWN SHOP #1 this business | $2.4M | — |
| 605 Loan Oklahoma City | $1.1M | 1.9 mi |
| Atlas Loans Oklahoma City | $1.1M | 1.9 mi |
| Bank of America Mortgage Oklahoma City | $3.2M | 2.7 mi |
| Hard Money Partner Oklahoma City | $1.1M | 2.7 mi |
| KRUGER INVESTMENT COMPANY Oklahoma City · 3 employees | $1.3M | 2.8 mi |
| PROSEAL INC Oklahoma City · 5 employees | $2.1M | 3.0 mi |
The full calculation
| Employees reported to the SBA | 5 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $3.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.4M |
| Estimate: the two combined (geometric mean) | $2.4M |
| EBITDA margin (industry, adjusted for size) | 44% |
| EBITDA = revenue × margin | $1.0M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $4.7M |
| Multiple for this size and industry | 4.5× |
| Value range | $2.5M – $6.4M |
| Revenue range | $1.6M – $2.7M |
| EBITDA range | $687K – $1.2M |
| Industry (NAICS) | Other Nondepository Credit Intermediation (522298) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/11/2020 | first | $37K | 5 |
About Joe's Pawn Shop #1
Joe's Pawn Shop #1 is an other nondepository credit intermediation company in Oklahoma City, Oklahoma. Its estimated annual revenue is about $2.4M, with roughly $1.0M of EBITDA. It has about 5 employees. Its estimated business value is $4.7M (likely range $2.5M–$6.4M).
Common questions
- Who owns Joe's Pawn Shop #1?
- The owner of Joe's Pawn Shop #1 isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Joe's Pawn Shop #1 make?
- SeeBITDA estimates Joe's Pawn Shop #1's annual revenue at about $2.4M (likely between $1.6M and $2.7M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Joe's Pawn Shop #1 worth?
- About $4.7M, roughly 4.5× its estimated EBITDA of $1.0M, typical for a other nondepository credit intermediation company its size. Likely range: $2.5M–$6.4M.
- How many employees does Joe's Pawn Shop #1 have?
- About 5, as reported on its PPP loan.