Kent Finance Co.
How we got $2.0M
Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
What they do
Kent Finance Co. is a local, family owned business that provides loans in Tulsa and the surrounding area, offering signature loans for unexpected expenses, large purchases, or debt consolidation.
From the company's website. Industry: Consumer Lending.
Estimated value over time
▲ 19% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| KENT FINANCE CO. this business | $1.2M | — |
| GOLDEN PAWN II LLC Tulsa · 6 employees | $1.9M | 0.4 mi |
| SHARP MORTGAGE CO. ALP Tulsa · 5 employees | $3.1M | 0.6 mi |
| MIDTOWN MORTGAGE LLC Tulsa · 3 employees | $1.5M | 0.7 mi |
| Cityscape Home Mortgage Tulsa | $2.1M | 0.7 mi |
| Title Loans Express Tulsa | $2.1M | 1.1 mi |
| Z STORE FINANCING, LLC Tulsa · 2 employees | $1.9M | 1.1 mi |
The full calculation
| Employees reported to the SBA | 4 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.6M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $678K |
| Estimate: the two combined (geometric mean) | $1.2M |
| EBITDA margin (industry, adjusted for size) | 45% |
| EBITDA = revenue × margin | $530K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $2.0M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.1M – $2.8M |
| Revenue range | $774K – $1.3M |
| EBITDA range | $349K – $604K |
| Industry (NAICS) | Consumer Lending (522291) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingRegent BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Regent Bank PPP 2020, PPP 2021 | All 726 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/28/2020 | first | $19K | 4 |
| 3/31/2021 | second | $21K | 4 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Kent Finance Co.
Kent Finance Co. is a family-owned consumer lending company in Tulsa, Oklahoma, in business since 2023. Its estimated annual revenue is about $1.2M, with roughly $530K of EBITDA. It has about 4 employees. Its estimated business value is $2.0M (likely range $1.1M–$2.8M).
Common questions
- Who owns Kent Finance Co.?
- The owner of Kent Finance Co. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Kent Finance Co. make?
- SeeBITDA estimates Kent Finance Co.'s annual revenue at about $1.2M (likely between $774K and $1.3M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Kent Finance Co. worth?
- About $2.0M, roughly 3.8× its estimated EBITDA of $530K, typical for a consumer lending company its size. Likely range: $1.1M–$2.8M.
- How many employees does Kent Finance Co. have?
- About 4, as reported on its PPP loan.
- When was Kent Finance Co. founded?
- Kent Finance Co. has been in business since 2023.