SeeBITDAOklahoma

Sharp Mortgage Co. Alp

Consumer Lending
  • 1647 E 3rd St, Tulsa, OK
  • Since 1931
Estimated valueMedium confidence
$6.0M
$3.2Mlikely range$8.2M
About 4.5× its yearly profit, typical for a company this size in its industry.
Revenue
$3.1M
a year
Profit (EBITDA)
$1.3M
44% of revenue
Employees
5
reported in 2020
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $6.0M

Based on its 5 employees and its payroll, both reported for PPP in 2020 and brought up to date.

5 employees × $393K each$2.0M
PPP payroll ÷ payroll's usual share of revenue$3.7M
Shown toward the top of its range×1.14
Revenue$3.1M
× 44% profit margin$1.3M
× 4.5 sale multiple = value$6.0M

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner not found

Signs of a sale Some signs of a sale

  • In business 95 years (since 1931)

From public records and the company's website, not a statement that it's for sale.

What they do

Sharp Mortgage Company offers investment, mezzanine, and line of credit loans, and also purchases notes. The pages provide no further detail on its customers.

Products & services
Investment loansMezzanine LoansLine of creditNote Purchasing
Service area
Tulsa, Oklahoma

From the company's website. Industry: Consumer Lending.

Estimated value over time

▲ 19% since 2020
$0$3.5M$6.9M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
SHARP MORTGAGE CO. ALP
this business
$3.1M$1.3M—
KENT FINANCE CO.
Tulsa · 4 employees
$1.2M$530K0.6 mi
DETROIT FINANCIAL SERVICES, INC.
Tulsa · 31 employees
$10.5M$3.7M0.7 mi
GOLDEN PAWN II LLC
Tulsa · 6 employees
$1.9M$826K1.0 mi
MIDTOWN MORTGAGE LLC
Tulsa · 3 employees
$1.5M$649K1.1 mi
Z STORE FINANCING, LLC
Tulsa · 2 employees
$1.9M$843K1.3 mi
MEDPLAN CREDIT, LLC
Tulsa · 3 employees
$1.3M$600K2.0 mi

The full calculation

Employees reported to the SBA5
Revenue from headcount (employees × revenue per employee for companies this size)$2.0M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$3.7M
Estimate: the two combined (geometric mean)$3.1M
EBITDA margin (industry, adjusted for size)44%
EBITDA = revenue × margin$1.3M

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$6.0M
Multiple for this size and industry4.5×
Value range$3.2M – $8.2M
Revenue range$2.0M – $3.5M
EBITDA range$881K – $1.5M
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Founded 1931
“Being a third-generation company, you can trust Sharp Mortgage as your rental investment partner.”

Advisors

  • BankingBancFirstPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

BancFirst
PPP 2020
All 7,048 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/28/2020first$91K—5BancFirst

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Sharp Mortgage Co. Alp

Sharp Mortgage Co. Alp is a consumer lending company in Tulsa, Oklahoma, in business since 1931. Its estimated annual revenue is about $3.1M, with roughly $1.3M of EBITDA. It has about 5 employees. Its estimated business value is $6.0M (likely range $3.2M–$8.2M).

Common questions

Who owns Sharp Mortgage Co. Alp?
The owner of Sharp Mortgage Co. Alp isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Sharp Mortgage Co. Alp make?
SeeBITDA estimates Sharp Mortgage Co. Alp's annual revenue at about $3.1M (likely between $2.0M and $3.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Sharp Mortgage Co. Alp worth?
About $6.0M, roughly 4.5× its estimated EBITDA of $1.3M, typical for a consumer lending company its size. Likely range: $3.2M–$8.2M.
How many employees does Sharp Mortgage Co. Alp have?
About 5, as reported on its PPP loan.
When was Sharp Mortgage Co. Alp founded?
Sharp Mortgage Co. Alp has been in business since 1931.