Keystone Flex Administrators, LLC
How we got $105K
Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 28% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Employees over time
▲ 0% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | PPP loan | 4 | $1.6M |
| 2025 | Form 5500 | 4 | $1.6M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
What we know
Signs of a sale Unlikely to sell soon
- In business 18 years (since 2008)
From public records and the company's website, not a statement that it's for sale.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| KEYSTONE FLEX ADMINISTRATORS, LLC this business | $1.9M | — |
| FREEDOM RETIREMENT SOLUTIONS INC. Edmond · 4 employees | $2.4M | 3.3 mi |
| Advantage Health Plans Trust Oklahoma City | $1.1M | 3.9 mi |
| SOUTHERN COMFORT HOMES, LLC Edmond · 1 employees | $576K | 6.5 mi |
| OKLAHOMA HEALTHCARE TRANSITIONS INC Oklahoma City · 5 employees | $2.8M | 13.7 mi |
| RETIREMENT INCOME STRATEGIES, INC. Blanchard · 2 employees | $1.3M | 28.0 mi |
The full calculation
| Employees reported to the SBA | 4 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.3M |
| Estimate: the two combined (geometric mean) | $1.9M |
| EBITDA margin (industry, adjusted for size) | 2% |
| EBITDA = revenue × margin | $42K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $105K |
| Multiple for this size and industry | 2.5× |
| Value range | $55K – $143K |
| Revenue range | $1.3M – $2.2M |
| EBITDA range | $28K – $48K |
| Industry (NAICS) | Finance and insurance (525110) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingValliance BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Valliance Bank PPP 2020 | All 439 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/9/2020 | first | $29K | 4 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Keystone Flex Administrators, LLC
Keystone Flex Administrators, LLC is a finance and insurance company in Oklahoma City, Oklahoma, in business since 2008. Its estimated annual revenue is about $1.9M, with roughly $42K of EBITDA. It has about 4 employees. Its estimated business value is $105K (likely range $55K–$143K).
Common questions
- Who owns Keystone Flex Administrators, LLC?
- The owner of Keystone Flex Administrators, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Keystone Flex Administrators, LLC make?
- SeeBITDA estimates Keystone Flex Administrators, LLC's annual revenue at about $1.9M (likely between $1.3M and $2.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Keystone Flex Administrators, LLC worth?
- About $105K, roughly 2.5× its estimated EBITDA of $42K, typical for a finance and insurance company its size. Likely range: $55K–$143K.
- How many employees does Keystone Flex Administrators, LLC have?
- About 4, from its 2025 retirement-plan filing.
- When was Keystone Flex Administrators, LLC founded?
- Keystone Flex Administrators, LLC has been in business since 2008.