Retirement Income Strategies, Inc.
How we got $78K
Based on 2 employees reported for PPP in 2020, grown at the industry's Oklahoma rate since.
What we know
Estimated value over time
▲ 28% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| RETIREMENT INCOME STRATEGIES, INC. this business | $1.3M | — |
| OKLAHOMA HEALTHCARE TRANSITIONS INC Oklahoma City · 5 employees | $2.8M | 16.0 mi |
| KEYSTONE FLEX ADMINISTRATORS, LLC Oklahoma City · 4 employees | $1.9M | 28.0 mi |
| FREEDOM RETIREMENT SOLUTIONS INC. Edmond · 4 employees | $2.4M | 30.1 mi |
| SOUTHERN COMFORT HOMES, LLC Edmond · 1 employees | $576K | 33.9 mi |
The full calculation
| Employees reported to the SBA | 2 |
| Industry revenue per employee | $403K |
| Revenue = employees × revenue per employee | $1.3M |
| EBITDA margin (industry, adjusted for size) | 2% |
| EBITDA = revenue × margin | $31K |
| Cross-check: revenue implied by PPP payroll | $340K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $78K |
| Multiple for this size and industry | 2.5× |
| Value range | $37K – $111K |
| Revenue range | $760K – $1.5M |
| EBITDA range | $18K – $37K |
| Industry (NAICS) | Finance and insurance (525110) |
Low confidence: the employee-based and payroll-based estimates differ by more than 2×.
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingLegacy BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Legacy Bank PPP 2020 | All 727 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/28/2020 | first | $8K | 2 |
2 locations
| 6419 N County Line Ave | Blanchard | This listing |
| 932 Sw 107th St Ste 200 | Oklahoma City | View |
Revenue, profit and value are for the whole company.
About Retirement Income Strategies, Inc.
Retirement Income Strategies, Inc. is a finance and insurance company in Blanchard, Oklahoma. Its estimated annual revenue is about $1.3M, with roughly $31K of EBITDA. It has about 2 employees. Its estimated business value is $78K (likely range $37K–$111K). It has 2 locations.
Common questions
- Who owns Retirement Income Strategies, Inc.?
- The owner of Retirement Income Strategies, Inc. isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Retirement Income Strategies, Inc. make?
- SeeBITDA estimates Retirement Income Strategies, Inc.'s annual revenue at about $1.3M (likely between $760K and $1.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Retirement Income Strategies, Inc. worth?
- About $78K, roughly 2.5× its estimated EBITDA of $31K, typical for a finance and insurance company its size. Likely range: $37K–$111K.
- How many employees does Retirement Income Strategies, Inc. have?
- About 2, as reported on its PPP loan.