Liberty Auto Finance, LLC
How we got $688K
Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▲ 20% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Signs of a sale Unlikely to sell soon
- In business 21 years (since 2005)
From public records and the company's website, not a statement that it's for sale.
What they do
Liberty Auto Finance is a Buy Here Pay Here used car dealership in Tulsa, Oklahoma, offering in-house financing to buyers with less-than-perfect or no credit.
From the company's website. Industry: Car dealers.
Customers & suppliers
Suppliers & brands
- Nissan · brand it sells or installs
- Ford · brand it sells or installs
- Honda · brand it sells or installs
- Dodge · brand it sells or installs
- Volkswagen · brand it sells or installs
- Chevrolet · brand it sells or installs
- Chrysler · brand it sells or installs
- Hyundai · brand it sells or installs
- Toyota · brand it sells or installs
- Subaru · brand it sells or installs
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| LIBERTY AUTO FINANCE, LLC this business | $5.7M | — |
| BOB MOORE OF TULSA, LLC Tulsa · 36 employees | $64.4M | 0.0 mi |
| Trader Jack's Indoor Auto Tulsa | $22.5M | 0.1 mi |
| AUTO SHOWCASE OF TULSA LLC Tulsa · 5 employees | $7.6M | 0.1 mi |
| Patriot Chrysler Dodge Jeep Ram Tulsa | $22.5M | 0.1 mi |
| Patriot CDJR of Tulsa Tulsa | $22.5M | 0.1 mi |
| Driven by Yaru Tulsa | $22.5M | 0.1 mi |
The full calculation
| Employees reported to the SBA | 4 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $5.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $4.9M |
| Estimate: the two combined (geometric mean) | $5.7M |
| EBITDA margin (industry, adjusted for size) | 5% |
| EBITDA = revenue × margin | $286K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $688K |
| Multiple for this size and industry | 2.4× |
| Value range | $362K – $941K |
| Revenue range | $3.8M – $6.5M |
| EBITDA range | $188K – $327K |
| Industry (NAICS) | Used Car Dealers (441120) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingAmerican Heritage BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| American Heritage Bank PPP 2020, PPP 2021 | All 446 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/28/2020 | first | $24K | 3 |
| 2/18/2021 | second | $28K | 4 |
3 locations
| 4630 S MEMORIAL DR | Tulsa | This listing |
| 1109 N Elm Pl | Broken Arrow | View |
| 4117 Southwest Blvd | Tulsa | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Liberty Auto Finance, LLC
Liberty Auto Finance, LLC is a car dealers company in Tulsa, Oklahoma, in business since 2005. Its estimated annual revenue is about $5.7M, with roughly $286K of EBITDA. It has about 4 employees. Its estimated business value is $688K (likely range $362K–$941K). It has 3 locations.
Common questions
- Who owns Liberty Auto Finance, LLC?
- The owner of Liberty Auto Finance, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Liberty Auto Finance, LLC make?
- SeeBITDA estimates Liberty Auto Finance, LLC's annual revenue at about $5.7M (likely between $3.8M and $6.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Liberty Auto Finance, LLC worth?
- About $688K, roughly 2.4× its estimated EBITDA of $286K, typical for a car dealers company its size. Likely range: $362K–$941K.
- How many employees does Liberty Auto Finance, LLC have?
- About 4, as reported on its PPP loan.
- When was Liberty Auto Finance, LLC founded?
- Liberty Auto Finance, LLC has been in business since 2005.