Lifetime Insurance, LLC
How we got $714K
Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
What they do
Lifetime Insurance is an Edmond, Oklahoma insurance agency that sells insurance products and services to Oklahoma residents and businesses. It also offers tax free retirement products through its subsidiary Lifetime Retirement.
From the company's website. Industry: Insurance agencies.
Customers & suppliers
Suppliers & brands
- Credit Repair Coach & Business Funding · brand it sells or installs
- Woodcrest Tag Agency · brand it sells or installs
- Innovative Biological Implant Solutions LLC · brand it sells or installs
Estimated value over time
▲ 30% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| LIFETIME INSURANCE, LLC this business | $619K | — |
| VANGUARD BENEFIRS GROUP, LLC Edmond · 5 employees | $1.2M | 0.0 mi |
| Brendan Wade Mitchell - 209 French Park Pl Edmond | $806K | 0.1 mi |
| Donna G Cdebaca - Aflac Insurance Agent Edmond | $806K | 0.1 mi |
| Lemuel Franks - Aflac Edmond | $806K | 0.1 mi |
| ARS INSURANCE, INC. Edmond · 3 employees | $774K | 0.1 mi |
| BS INSURANCE INC Edmond · 3 employees | $793K | 0.1 mi |
The full calculation
| Employees reported to the SBA | 3 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $623K |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $473K |
| Estimate: the two combined (geometric mean) | $619K |
| EBITDA margin (industry, adjusted for size) | 38% |
| EBITDA = revenue × margin | $238K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $714K |
| Multiple for this size and industry | 3× |
| Value range | $376K – $977K |
| Revenue range | $407K – $706K |
| EBITDA range | $157K – $271K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingBancFirstPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| BancFirst PPP 2020, PPP 2021 | All 7,048 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/15/2020 | first | $16K | 3 |
| 4/16/2021 | second | $15K | 3 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Lifetime Insurance, LLC
Lifetime Insurance, LLC is an insurance agencies company in Edmond, Oklahoma, in business since 2015. It is owned by Stephanie Ward-Lewis (Business Owner). Its estimated annual revenue is about $619K, with roughly $238K of EBITDA. It has about 3 employees. Its estimated business value is $714K (likely range $376K–$977K).
Common questions
- Who owns Lifetime Insurance, LLC?
- Lifetime Insurance, LLC is owned by Stephanie Ward-Lewis (Business Owner), according to public sources such as the company's website or filings.
- How much revenue does Lifetime Insurance, LLC make?
- SeeBITDA estimates Lifetime Insurance, LLC's annual revenue at about $619K (likely between $407K and $706K), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Lifetime Insurance, LLC worth?
- About $714K, roughly 3× its estimated EBITDA of $238K, typical for a insurance agencies company its size. Likely range: $376K–$977K.
- How many employees does Lifetime Insurance, LLC have?
- About 3, as reported on its PPP loan.
- When was Lifetime Insurance, LLC founded?
- Lifetime Insurance, LLC has been in business since 2015.