SeeBITDAOklahoma
Estimated revenueLow confidence
$1.9M
$580Klikely range$2.9M
Revenue
$1.9M
a year
Profit (EBITDA)
$863K
45% of revenue
Employees
—
not reported
Leadership
Robert S. Carmack
Owner · source · confirmed by 2 sources
Likely to sell
Owner-run. We haven't found a manager besides the owner. Buyers usually pay less when a business depends on its owner.

How we got $1.9M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical banks & credit unions business in Oklahoma$1.9M
Revenue$1.9M
× 45% profit margin$863K

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Likely to sell

  • In business 124 years (since 1902)
  • No family successor named on its website

From public records and the company's website, not a statement that it's for sale.

What they do

Legacy Bank is an Oklahoma bank offering personal and business banking, lending, and related financial services to individuals and businesses. It describes itself as a small, home-town bank with roots in rural Oklahoma.

Products & services
CheckingSavingsPersonal LendingPersonal Credit CardsMortgageLoanBusiness CheckingCommercial LoansCommercial Credit CardMerchant ServicesSweep AccountsCash Management
Markets served
BusinessAgricultureOil and gasMedical communitiesConstruction
Service area
OklahomaRural OklahomaHinton, OKOKC
Certifications
Member FDICEqual Housing Lender

From the company's website. Industry: Banks & credit unions.

Customers & suppliers

Customers

  • Smith Hydrovac Services · named on its website
  • Western Oklahoma Hearing · named on its website
  • West Oak Wealth · named on its website

Suppliers & brands

  • Legacy Trust · brand it sells or installs

Possible customers nearby

The largest businesses within about 60 miles in the markets its website says it serves.

Farms & ranches
Oil & gas

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Legacy Bank Acb
this business
$1.9M$863K—
Legacy Bank
Hinton
$45.2M$6.9M0.2 mi
First National Bank of Weatherford
Hinton
$1.9M$863K0.8 mi
Bank7
Geary
$1.9M$863K11.2 mi
AllNations Bank
Calumet
$4.7M$823K16.3 mi
Bank of Hydro
Weatherford
$13.6M$5.8M19.2 mi
MidFirst Bank
Weatherford
$1.9M$863K19.2 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.

Revenue range$580K – $2.9M
EBITDA range$261K – $1.3M
Industry (NAICS)Depository credit intermediation (5221)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1902 by Harrison Miller
“Harrison Miller, a young entrepreneur from Kansas, started a community bank that navigated a century of the toughest seasons.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Legacy Bank Acb

Legacy Bank Acb is a banks & credit unions company in Hinton, Oklahoma, in business since 1902. It is owned by Robert S. Carmack. Its estimated annual revenue is about $1.9M, with roughly $863K of EBITDA.

Common questions

Who owns Legacy Bank Acb?
Legacy Bank Acb is owned by Robert S. Carmack, according to public sources such as the company's website or filings.
How much revenue does Legacy Bank Acb make?
SeeBITDA estimates Legacy Bank Acb's annual revenue at about $1.9M (likely between $580K and $2.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
When was Legacy Bank Acb founded?
Legacy Bank Acb has been in business since 1902.
Is Legacy Bank Acb for sale?
There's no public listing, but it shows signs that often come before a sale: in business 124 years (since 1902); no family successor named on its website.