Exchange Bank
How we got $3.0M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale High sell likelihood
- In business 130 years (since 1896)
- Founder still runs it after 130 years
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
Exchange Bank and Trust Company is a bank offering personal and business banking, loans, and cash management services. It serves individuals and businesses with checking, savings, mortgage, and merchant payment products.
From the company's website. Industry: Banks & credit unions.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Exchange Bank this business | $3.0M | — |
| Tinker Federal Credit Union Stillwater | $984K | 0.8 mi |
| Oklahoma Community CU Stillwater | $984K | 1.0 mi |
| Simmons Bank Stillwater | $984K | 1.1 mi |
| Simmons Bank Stillwater | $984K | 2.3 mi |
| Simmons Bank Stillwater | $984K | 2.5 mi |
| Simmons Bank ATM Stillwater | $984K | 2.5 mi |
The full calculation
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.
| Revenue range | $1.3M – $6.5M |
| EBITDA range | $598K – $2.9M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“On February 20, 1896, Moore and his brother-in-law Harry A. McCandless invested $5,000.00 in capital and opened the doors of Exchange Bank in Perry, Ok.”
Leadership
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
3 locations
| 4301 W 6th Ave | Stillwater | This listing |
| 310 N Main St | Stillwater | View |
| 4301 W 6th Ave | Stillwater | View |
Revenue, profit and value are for the whole company.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Exchange Bank
Exchange Bank is a banks & credit unions company in Stillwater, Oklahoma, in business since 1896. It is owned by Fred G. Moore (Co-founder). Its estimated annual revenue is about $3.0M, with roughly $1.3M of EBITDA. It has 3 locations.
Common questions
- Who owns Exchange Bank?
- Exchange Bank is owned by Fred G. Moore (Co-founder), according to public sources such as the company's website or filings.
- How much revenue does Exchange Bank make?
- SeeBITDA estimates Exchange Bank's annual revenue at about $3.0M (likely between $1.3M and $6.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- When was Exchange Bank founded?
- Exchange Bank has been in business since 1896.
- Is Exchange Bank for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 130 years (since 1896); founder still runs it after 130 years; no family successor named on its website.