SeeBITDAOklahoma
Reported revenueReported figures
$11.8M
$11.2Mlikely range$12.4M
Revenue
$11.8M
a year
Profit (EBITDA)
$-2.3M
-20% of revenue
Employees
—
not reported
Leadership
Robert Young
President · source · confirmed by 2 sources
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $11.8M

Based on FDIC call report (2025).

Reported revenue, FDIC call report (2025)$11.8M
× -20% profit margin$-2.3M

· Own this business? Correct these figures

What we know

No PPP loan
401(k) filing, 2024
Reported financials
Company website
Owner named

What they do

Seiling State Bank is an FDIC-insured bank in Seiling, OK offering personal checking and savings accounts, home, business and agricultural loans, and online and mobile banking services.

Products & services
Personal CheckingBudget Checking AccountRegular Checking AccountFreedom Checking AccountNOW AccountSuper NOW AccountMoney Market AccountSavings (Traditional)Certificate of DepositIndividual Retirement AccountHome LoansMortgage Loans
Markets served
Personal bankingBusinessAgricultural
Service area
Seiling, OK
Certifications
FDIC-Insured

From the company's website. Industry: Banks & credit unions.

Employees over time

▲ 21% since 2020
0255020202022202320242834
401(k) / retirement-plan participants
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020Form 550028$8.2M$-1.6M
2022Form 550026$7.6M$-1.5M
2023Form 550029$8.5M$-1.7M
2024Form 550034$10.0M$-2.0M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Seiling State Bank
this business
$11.8M$-2.3M—
CSB of Canton- Seiling Branch
Seiling
$1.9M$863K0.2 mi
Canton Bancshares Inc
Canton
$4.7M$1.3M19.9 mi
Bank Of Vici
Vici
$2.2M$-1.8M20.9 mi
Bank7
Camargo
$1.9M$863K22.3 mi
Central National Bank of Enid
Mooreland
$1.9M$863K25.4 mi
Community National Bank
Fairview
$1.9M$863K26.1 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

These are the business's own reported figures, from its FDIC call report, not an estimate.

Revenue range$11.2M – $12.4M
EBITDA range$-2.2M – $-2.5M
Industry (NAICS)Depository credit intermediation (5221)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1901
“Farmers & Merchants Bank in Seiling was issued a charter on November 15, 1901.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

FDIC call report
Bank · owned by SEILING BANCSHARES INC
Revenue (2025)$11.8M
Pre-tax income$-2.3M
Assets$196.3M
Deposits$178.0M
Employees25
Branches2
Established1901

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Seiling State Bank

Seiling State Bank is a banks & credit unions company in Seiling, Oklahoma, in business since 1901. It is owned by Robert Young (President). Its reported annual revenue is about $11.8M, with roughly $-2.3M of EBITDA. It has about 34 employees.

Common questions

Who owns Seiling State Bank?
Seiling State Bank is owned by Robert Young (President), according to public sources such as the company's website or filings.
How much revenue does Seiling State Bank make?
Seiling State Bank reported revenue of about $11.8M.
How many employees does Seiling State Bank have?
About 34, from its 2024 retirement-plan filing.
When was Seiling State Bank founded?
Seiling State Bank has been in business since 1901.