SeeBITDAOklahoma
  • 17055 U S 70, Lone Grove, OK
  • Since 1889
Estimated revenueLow confidence
$984K
$443Klikely range$2.2M
Revenue
$984K
a year
Profit (EBITDA)
$443K
45% of revenue
Employees
—
not reported
Jake Charnock
CEO & President · source
Likely to sell

How we got $984K

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical banks & credit unions business in Oklahoma$984K
Revenue$984K
× 45% profit margin$443K

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner named

Signs of a sale Likely to sell

  • In business 137 years (since 1889)
  • No family successor named on its website

From public records and the company's website, not a statement that it's for sale.

What they do

1NB is a community bank in Ardmore, Oklahoma, offering personal and commercial banking services to customers in southern Oklahoma.

Products & services
Personal bankingBusiness bankingBusiness credit cardsCash management servicesMerchant servicesDebit & ATM cardMobile banking appOnline account openingSweep AccountTrust & Asset ManagementInvestment ServicesPersonal loans
Markets served
PersonalBusinessAG banking
Service area
Ardmore, OKsouthern Oklahoma
Certifications
FDIC-InsuredEqual Housing LenderFPW EmployerBest Place to WorkBest Mortgage Lender

From the company's website. Industry: Banks & credit unions.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
1NB
this business
$984K$443K—
Communication Federal Credit Union
Ardmore
$9.8M$4.4M6.1 mi
Ibc Bank
Ardmore
$984K$443K6.2 mi
Farm Credit Of East Central Oklahoma
Ardmore
$984K$443K6.2 mi
MTC Federal Credit Union
Ardmore
$984K$443K6.5 mi
First National Bank
Ardmore
$984K$443K6.8 mi
1NB
Ardmore
$984K$443K6.8 mi

The full calculation

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.

Revenue range$443K – $2.2M
EBITDA range$199K – $982K
Industry (NAICS)Depository credit intermediation (5221)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

People & advisors

Founded 1889
“Established just two years after the City of Ardmore was founded, 1NB launched the first bank in the city and eventually what would become the state of Oklahoma.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About 1nb

1nb is a banks & credit unions company in Lone Grove, Oklahoma, in business since 1889. It is owned by Jake Charnock (CEO & President). Its estimated annual revenue is about $984K, with roughly $443K of EBITDA.

Common questions

Who owns 1nb?
1nb is owned by Jake Charnock (CEO & President), according to public sources such as the company's website or filings.
How much revenue does 1nb make?
SeeBITDA estimates 1nb's annual revenue at about $984K (likely between $443K and $2.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
When was 1nb founded?
1nb has been in business since 1889.
Is 1nb for sale?
There's no public listing, but it shows signs that often come before a sale: in business 137 years (since 1889); no family successor named on its website.