How we got $1.9M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 137 years (since 1889)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
1NB is a community bank in Ardmore, Oklahoma, offering personal and commercial banking services to customers in southern Oklahoma.
From the company's website. Industry: Banks & credit unions.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| 1NB this business | $1.9M | — |
| Communication Federal Credit Union Ardmore | $19.2M | 6.1 mi |
| Ibc Bank Ardmore | $1.9M | 6.2 mi |
| Farm Credit Of East Central Oklahoma Ardmore | $1.9M | 6.2 mi |
| MTC Federal Credit Union Ardmore | $1.9M | 6.5 mi |
| First National Bank Ardmore | $1.9M | 6.8 mi |
| 1NB Ardmore | $1.9M | 6.8 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.
| Revenue range | $580K – $2.9M |
| EBITDA range | $261K – $1.3M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“Established just two years after the City of Ardmore was founded, 1NB launched the first bank in the city and eventually what would become the state of Oklahoma.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About 1nb
1nb is a banks & credit unions company in Lone Grove, Oklahoma, in business since 1889. It is owned by Jake Charnock (CEO & President). Its estimated annual revenue is about $1.9M, with roughly $863K of EBITDA.
Common questions
- Who owns 1nb?
- 1nb is owned by Jake Charnock (CEO & President), according to public sources such as the company's website or filings.
- How much revenue does 1nb make?
- SeeBITDA estimates 1nb's annual revenue at about $1.9M (likely between $580K and $2.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- When was 1nb founded?
- 1nb has been in business since 1889.
- Is 1nb for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 137 years (since 1889); no family successor named on its website.