Growing Oaks Federal Credit Union
How we got $592K
Based on NCUA call report (2026-06).
What we know
What they do
Growing Oaks Federal Credit Union offers accounts, loans, banking tools and free financial resources to its members, presenting itself as a member-focused alternative to traditional financial institutions.
From the company's website. Industry: Banks & credit unions.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Growing Oaks Federal Credit Union this business | $592K | — |
| First United Bank Norman | $1.9M | 2.7 mi |
| McClain Bank - Norman Branch Norman | $1.9M | 3.7 mi |
| OU Federal Credit Union Norman | $5.9M | 3.7 mi |
| First State Bank Norman | $1.9M | 3.8 mi |
| Arvest Bank Norman | $1.9M | 3.8 mi |
| First Fidelity Bank - Lindsey Street Norman | $1.9M | 3.9 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
These are the business's own reported figures, from its IRS Form 990 filing, not an estimate. EBITDA applies the industry margin to reported revenue.
| Revenue range | $563K – $622K |
| EBITDA range | $253K – $280K |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
Leadership
- MRMichelle ReynoldsSecretaryTreasurer · $73K pay (Form 990)
- MMMike McPhersonTrustee · Form 990
- PNPamela N GreeningTrustee · Form 990
- ILIngrid LewisTrustee · Form 990
- DBDonnie BellerTrustee · Form 990
- RBRonnie BellerTrustee · Form 990
- RPRick PorrasTrustee · Form 990
- FGFred GreeningChairman · Form 990
Advisors
- AccountingAmy Booth CPAPrepared its Form 990
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Growing Oaks Federal Credit Union
Growing Oaks Federal Credit Union is a banks & credit unions company in Goldsby, Oklahoma, in business since 2018. It is owned by Paul Moore (Chairman, Founder). Its reported annual revenue is about $592K, with roughly $266K of EBITDA.
Common questions
- Who owns Growing Oaks Federal Credit Union?
- Growing Oaks Federal Credit Union is owned by Paul Moore (Chairman, Founder), according to public sources such as the company's website or filings.
- How much revenue does Growing Oaks Federal Credit Union make?
- Growing Oaks Federal Credit Union reported revenue of about $592K.
- When was Growing Oaks Federal Credit Union founded?
- Growing Oaks Federal Credit Union has been in business since 2018.