SeeBITDAOklahoma

Penrose Investments LLC

Other Nondepository Credit Intermediation
Estimated valueLow confidence
$2.9M
$1.5Mlikely range$4.0M
About 3.8× its yearly profit, typical for a company this size in its industry.
Revenue
$1.8M
a year
Profit (EBITDA)
$773K
44% of revenue
Employees
4
reported in 2020
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $2.9M

Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.

4 employees × $631K each$2.5M
PPP payroll ÷ payroll's usual share of revenue$951K
Shown toward the top of its range×1.14
Revenue$1.8M
× 44% profit margin$773K
× 3.8 sale multiple = value$2.9M

· Own this business? Correct these figures

What we know

PPP loan, 2020
401(k) filing, 2025
No reported financials
No website found
Owner not found

Estimated value over time

▲ 27% since 2020
$0$6.2M$12.4M2020202120222023202420252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▲ 275% since 2020
01020202020212022202320242025415
401(k) / retirement-plan participantsEmployees reported for PPP
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020PPP loan4$1.2M$508K
2021Form 55009$2.6M$1.1M
2022Form 550010$2.9M$1.3M
2023Form 550012$3.5M$1.5M
2024Form 550014$4.1M$1.8M
2025Form 550015$4.4M$1.9M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
PENROSE INVESTMENTS LLC
this business
$1.8M$773K—
KVR WHOLESALERS
Broken Arrow · 1 employees
$900K$405K1.9 mi
PARAGON MORTGAGE, LLC
Tulsa
$1.6M$696K3.2 mi
COACHWISE FINANCIAL SOLUTIONS, INC.
Tulsa · 2 employees
$953K$429K3.8 mi
NELSON AUTOMOTIVE FINANCE LLC
Tulsa · 10 employees
$4.5M$1.8M4.5 mi
HOLLIDAY AMERICAN MORTGAGE, LLC
Tulsa · 7 employees
$3.8M$1.5M4.5 mi
M & M TENNIS, LLC
Tulsa · 25 employees
$33.2M$10.9M4.6 mi

The full calculation

Employees reported to the SBA4
Revenue from headcount (employees × revenue per employee for companies this size)$2.5M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$951K
Estimate: the two combined (geometric mean)$1.8M
EBITDA margin (industry, adjusted for size)44%
EBITDA = revenue × margin$773K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$2.9M
Multiple for this size and industry3.8×
Value range$1.5M – $4.0M
Revenue range$1.2M – $2.0M
EBITDA range$508K – $881K
Industry (NAICS)Other Nondepository Credit Intermediation (522298)

Low confidence: the employee-based and payroll-based estimates differ by more than 2×.

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingThe Exchange BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

The Exchange Bank
PPP 2020
All 125 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/13/2020first$25K$25K4The Exchange Bank

About Penrose Investments LLC

Penrose Investments LLC is an other nondepository credit intermediation company in Broken Arrow, Oklahoma. Its estimated annual revenue is about $1.8M, with roughly $773K of EBITDA. It has about 15 employees. Its estimated business value is $2.9M (likely range $1.5M–$4.0M).

Common questions

Who owns Penrose Investments LLC?
The owner of Penrose Investments LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Penrose Investments LLC make?
SeeBITDA estimates Penrose Investments LLC's annual revenue at about $1.8M (likely between $1.2M and $2.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Penrose Investments LLC worth?
About $2.9M, roughly 3.8× its estimated EBITDA of $773K, typical for a other nondepository credit intermediation company its size. Likely range: $1.5M–$4.0M.
How many employees does Penrose Investments LLC have?
About 15, from its 2025 retirement-plan filing.