SeeBITDAOklahoma

Sand Springs Agency LLC

  • 401 E Broadway Street, Suite B-2, Sand Springs, OK
  • Since 2020
New owners FY2020
Estimated valueMedium confidence
$1.2M
$651Klikely range$1.7M
About 3.6× its yearly profit, typical for a company this size in its industry.
Revenue
$1.0M
a year
Profit (EBITDA)
$344K
33% of revenue
Employees
4
reported in 2020
Owner not found yet
We haven't found the owner in public records

How we got $1.2M

Based on its 4 employees and its payroll, both reported for PPP in 2020 and brought up to date.

4 employees × $208K each$830K
PPP payroll ÷ payroll's usual share of revenue$1.0M
Shown toward the top of its range×1.14
Revenue$1.0M
× 33% profit margin$344K
× 3.6 sale multiple = value$1.2M

· Own this business? Correct these figures

What we know

PPP loan, 2020
401(k) filing, 2025
No reported financials
Company website
Owner not found

What they do

Sand Springs Agency is an independent insurance agency in Oklahoma offering personal and business insurance to individuals, families, and businesses, and it also operates as a AAA insurance agency.

Products & services
Personal InsuranceBusiness InsuranceAuto InsuranceHome InsuranceLife InsuranceTravel InsuranceRenters InsuranceBusiness Owners InsuranceCommercial Property InsuranceGeneral Liability InsuranceWorkers' Compensation InsuranceSurety Bonds
Markets served
individualsfamiliesbusinessesprofessional services
Service area
OklahomaKansasSouth DakotaGreater Hartford, CT AreaCincinnati Tri-State AreaMiami County, OHGreater Dayton, OH AreaNorthwest Ohio
Certifications
Award-Winning Agency

From the company's website. Industry: Insurance agencies.

Customers & suppliers

Suppliers & brands

  • AAA Insurance · brand it sells or installs
  • AAA Club Alliance · brand it sells or installs

Estimated value over time

▲ 30% since 2020
$0$711K$1.4M2020202420252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▼ 25% since 2020
03520202024202543
401(k) / retirement-plan participantsEmployees reported for PPP
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020PPP loan4$717K$235K
2024Form 55003$538K$176K
2025Form 55003$538K$176K

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
SAND SPRINGS AGENCY LLC
this business
$1.0M$344K—
Nathan Scott Spencer - 416 Plaza Ct
Sand Springs
$806K$310K0.1 mi
SON COUNTRY INSURANCE AGENCY, INC.
Sand Springs · 4 employees
$701K$270K0.3 mi
BEAU WILSON AGENCY, LLC
Sand Springs · 2 employees
$488K$187K0.3 mi
KINGSLEY INSURANCE AGENCY, INC
Sand Springs · 5 employees
$826K$271K0.3 mi
DUSTIN WYZARD INSURANCE AGENCY INC
Sand Springs · 2 employees
$325K$125K0.3 mi
Sharon Watkins Insurance
Sand Springs
$806K$310K0.3 mi

The full calculation

Employees reported to the SBA4
Revenue from headcount (employees × revenue per employee for companies this size)$830K
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$1.0M
Estimate: the two combined (geometric mean)$1.0M
EBITDA margin (industry, adjusted for size)33%
EBITDA = revenue × margin$344K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.2M
Multiple for this size and industry3.6×
Value range$651K – $1.7M
Revenue range$689K – $1.2M
EBITDA range$226K – $392K
Industry (NAICS)Insurance Agencies and Brokerages (524210)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

Advisors

  • BankingLive Oak Banking CompanyPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Live Oak Banking Company
7(a) 2020, PPP 2020
All 75 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/6/2020first$34K$35K4Live Oak Banking Company

Public records

SBA loans
Changed ownership (SBA-financed, FY2020)
Jan 20207(a)$965KLive Oak Banking Company

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Sand Springs Agency LLC

Sand Springs Agency LLC is an insurance agencies company in Sand Springs, Oklahoma, in business since 2020. Its estimated annual revenue is about $1.0M, with roughly $344K of EBITDA. It has about 3 employees. Its estimated business value is $1.2M (likely range $651K–$1.7M).

Common questions

Who owns Sand Springs Agency LLC?
The owner of Sand Springs Agency LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Sand Springs Agency LLC make?
SeeBITDA estimates Sand Springs Agency LLC's annual revenue at about $1.0M (likely between $689K and $1.2M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Sand Springs Agency LLC worth?
About $1.2M, roughly 3.6× its estimated EBITDA of $344K, typical for a insurance agencies company its size. Likely range: $651K–$1.7M.
How many employees does Sand Springs Agency LLC have?
About 3, from its 2025 retirement-plan filing.
When was Sand Springs Agency LLC founded?
Sand Springs Agency LLC has been in business since 2020.