How we got $1.7M
Based on its 7 employees and its payroll, both reported for PPP in 2021 and brought up to date.
Estimated value over time
▲ 25% since 2021Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| TWFG this business | $1.6M | — |
| RAY DUNCAN INSURANCE AGENCY, INC. Edmond · 2 employees | $483K | 0.0 mi |
| TILGHMAN INSURANCE SERVICES LLC Edmond · 7 employees | $1.6M | 0.0 mi |
| UNITED INSURANCE AND RISK MANAGEMENT CORPORATION Edmond · 2 employees | $576K | 0.0 mi |
| Daniel De Longe - 2500 S Broadway Edmond | $815K | 0.0 mi |
| De Longe Advisory Group Edmond | $815K | 0.0 mi |
| HUMPHREY INSURANCE AND FINANCIAL SERVICES, INC Edmond · 2 employees | $558K | 0.2 mi |
The full calculation
| Employees reported to the SBA | 7 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $1.2M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.6M |
| Estimate: the two combined (geometric mean) | $1.6M |
| EBITDA margin (industry, adjusted for size) | 30% |
| EBITDA = revenue × margin | $480K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.7M |
| Multiple for this size and industry | 3.6× |
| Value range | $910K – $2.4M |
| Revenue range | $1.1M – $1.8M |
| EBITDA range | $316K – $548K |
| Industry (NAICS) | Insurance Agencies and Brokerages (524210) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingFirst Fidelity BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| First Fidelity Bank PPP 2021 | All 940 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 1/23/2021 | second | $70K | 7 |
About Twfg
Twfg is an insurance agencies company in Edmond, Oklahoma. Its estimated annual revenue is about $1.6M, with roughly $480K of EBITDA. It has about 7 employees. Its estimated business value is $1.7M (likely range $910K–$2.4M).
Common questions
- Who owns Twfg?
- The owner of Twfg isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Twfg make?
- SeeBITDA estimates Twfg's annual revenue at about $1.6M (likely between $1.1M and $1.8M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Twfg worth?
- About $1.7M, roughly 3.6× its estimated EBITDA of $480K, typical for a insurance agencies company its size. Likely range: $910K–$2.4M.
- How many employees does Twfg have?
- About 7, as reported on its PPP loan.