SeeBITDAOklahoma

1st Capital Mortgage, LLC

Real Estate Credit
Estimated valueLow confidence
$19.5M
$10.2Mlikely range$28.7M
About 5.5× its yearly profit, typical for a company this size in its industry.
Revenue
$10.1M
a year
Profit (EBITDA)
$3.6M
35% of revenue
Employees
27
on its 2025 401(k) filing
Leadership
Owner not found yet
We haven't found the owner in public records

How we got $19.5M

Based on 27 employees on its 2025 401(k) filing.

27 employees (2025 401(k) filing) × $374K each$10.1M
Revenue$10.1M
× 35% profit margin$3.6M
× 5.5 sale multiple = value$19.5M

· Own this business? Correct these figures

What we know

No PPP loan
401(k) filing, 2025
No reported financials
No website found
Owner not found

Estimated value over time

▼ 37% since 2020
$0$18.9M$37.8M2020202120222023202420252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▼ 49% since 2020
0501002020202120222023202420255327
401(k) / retirement-plan participants
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020Form 550053$16.9M$5.9M
2021Form 550053$16.9M$5.9M
2022Form 550050$15.9M$5.6M
2023Form 550043$13.7M$4.8M
2024Form 550039$12.4M$4.4M
2025Form 550027$8.6M$3.0M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
1ST CAPITAL MORTGAGE, LLC
this business
$10.1M$3.6M—
WILLIAM JORDAN INSURANCE AGENCY, LLC
Owasso · 2 employees
$1.8M$819K0.6 mi
ALL SHIPS RISE LLC
Owasso · 3 employees
$1.6M$685K1.7 mi
SKYADD, LLC
Owasso · 4 employees
$5.3M$2.3M1.9 mi
AIR EMS, INC.
Tulsa · 13 employees
$6.8M$2.7M7.1 mi
BIG BUCKS, LLC
Tulsa · 3 employees
$1.4M$628K8.5 mi
ARROW PAWN SHOP LLC
Tulsa · 1 employees
$746K$336K9.2 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date: prices are 10% higher than in the benchmark's year, both included above.

Estimated value = EBITDA × typical sale multiple$19.5M
Multiple for this size and industry5.5×
Value range$10.2M – $28.7M
Employees in its retirement plan (2025 Form 5500)27
Industry revenue per employee$319K
Revenue = employees × revenue per employee$10.1M
EBITDA margin (industry, adjusted for size)35%
EBITDA = revenue × margin$3.6M

Uses the newest headcount we have: participants in the company's retirement plan from its Form 5500 filing with the Department of Labor. Plans can leave out part-timers and new hires, so the range leans higher than the estimate.

Revenue range$6.6M – $12.4M
EBITDA range$2.3M – $4.3M
Industry (NAICS)Real Estate Credit (522292)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from the company's Form 5500 retirement-plan filing. Full methodology

About 1st Capital Mortgage, LLC

1st Capital Mortgage, LLC is a real estate credit company in Owasso, Oklahoma. Its estimated annual revenue is about $10.1M, with roughly $3.6M of EBITDA. It has about 27 employees. Its estimated business value is $19.5M (likely range $10.2M–$28.7M).

Common questions

Who owns 1st Capital Mortgage, LLC?
The owner of 1st Capital Mortgage, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does 1st Capital Mortgage, LLC make?
SeeBITDA estimates 1st Capital Mortgage, LLC's annual revenue at about $10.1M (likely between $6.6M and $12.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is 1st Capital Mortgage, LLC worth?
About $19.5M, roughly 5.5× its estimated EBITDA of $3.6M, typical for a real estate credit company its size. Likely range: $10.2M–$28.7M.
How many employees does 1st Capital Mortgage, LLC have?
About 27, from its 2025 retirement-plan filing.