SeeBITDAOklahoma

First Fidelity Loans, LLC

Consumer Lending
  • 171 W FOURTH STREET, Tahlequah, OK
  • Since 2017
Estimated valueMedium confidence
$2.1M
$1.1Mlikely range$2.9M
About 3.8× its yearly profit, typical for a company this size in its industry.
Revenue
$1.2M
a year
Profit (EBITDA)
$561K
45% of revenue
Employees
3
reported in 2020
Owner not found yet
We haven't found the owner in public records

How we got $2.1M

Based on its 3 employees and its payroll, both reported for PPP in 2020 and brought up to date.

3 employees × $393K each$1.2M
PPP payroll ÷ payroll's usual share of revenue$1.0M
Shown toward the top of its range×1.14
Revenue$1.2M
× 45% profit margin$561K
× 3.8 sale multiple = value$2.1M

· Own this business? Correct these figures

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
Company website
Owner not found

What they do

First Fidelity Loans is a locally owned and operated business in Tahlequah, OK that provides quick cash loans, with applications taken by phone. The page says it has been operating for over 25 years.

Products & services
Get cash easily
Service area
Tahlequah, OK

From the company's website. Industry: Consumer Lending.

Estimated value over time

▲ 19% since 2020
$0$1.2M$2.5M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
FIRST FIDELITY LOANS, LLC
this business
$1.2M$561K—
BS & G PAWN LLC
Tahlequah · 7 employees
$3.2M$1.4M0.1 mi
FREEDOM FINANCE INC
Stilwell · 5 employees
$2.2M$948K18.5 mi
H & H PAWN, GUNS & TOOLS, INC
Stilwell · 9 employees
$3.0M$1.3M19.4 mi
ROADRUNNER GUN & PAWN LLC
Wagoner · 1 employees
$472K$212K23.7 mi
JD'S AUTO INC.
Chouteau · 15 employees
$19.9M$7.0M27.8 mi
FREEDOM ADVANCE, INC.
Colcord · 4 employees
$5.3M$2.3M29.8 mi

The full calculation

Employees reported to the SBA3
Revenue from headcount (employees × revenue per employee for companies this size)$1.2M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$1.0M
Estimate: the two combined (geometric mean)$1.2M
EBITDA margin (industry, adjusted for size)45%
EBITDA = revenue × margin$561K

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$2.1M
Multiple for this size and industry3.8×
Value range$1.1M – $2.9M
Revenue range$820K – $1.4M
EBITDA range$369K – $640K
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

People & advisors

“We have been locally owned and operated for over 25 years!”

Advisors

  • BankingBancFirstPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

BancFirst
PPP 2020
All 7,048 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/5/2020first$28K—3BancFirst

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About First Fidelity Loans, LLC

First Fidelity Loans, LLC is a consumer lending company in Tahlequah, Oklahoma, in business since 2017. Its estimated annual revenue is about $1.2M, with roughly $561K of EBITDA. It has about 3 employees. Its estimated business value is $2.1M (likely range $1.1M–$2.9M).

Common questions

Who owns First Fidelity Loans, LLC?
The owner of First Fidelity Loans, LLC isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does First Fidelity Loans, LLC make?
SeeBITDA estimates First Fidelity Loans, LLC's annual revenue at about $1.2M (likely between $820K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is First Fidelity Loans, LLC worth?
About $2.1M, roughly 3.8× its estimated EBITDA of $561K, typical for a consumer lending company its size. Likely range: $1.1M–$2.9M.
How many employees does First Fidelity Loans, LLC have?
About 3, as reported on its PPP loan.
When was First Fidelity Loans, LLC founded?
First Fidelity Loans, LLC has been in business since 2017.