Freedom Finance Inc
How we got $3.6M
Based on its 5 employees and its payroll, both reported for PPP in 2020 and brought up to date.
What we know
Estimated value over time
▲ 19% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| FREEDOM FINANCE INC this business | $2.2M | — |
| H & H PAWN, GUNS & TOOLS, INC Stilwell · 9 employees | $3.0M | 1.4 mi |
| BS & G PAWN LLC Tahlequah · 7 employees | $3.2M | 18.5 mi |
| FIRST FIDELITY LOANS, LLC Tahlequah · 3 employees | $1.2M | 18.5 mi |
| FREEDOM ADVANCE, INC. Colcord · 4 employees | $5.3M | 22.8 mi |
| VICTORY CELLULAR LLC Sallisaw · 1 employees | $738K | 28.3 mi |
| ANCHOR FINANCIAL SERVICES OF SALLISAW LLC Sallisaw · 3 employees | $1.1M | 28.4 mi |
The full calculation
| Employees reported to the SBA | 5 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $2.0M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $1.8M |
| Estimate: the two combined (geometric mean) | $2.2M |
| EBITDA margin (industry, adjusted for size) | 44% |
| EBITDA = revenue × margin | $948K |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $3.6M |
| Multiple for this size and industry | 3.8× |
| Value range | $1.9M – $4.9M |
| Revenue range | $1.4M – $2.5M |
| EBITDA range | $624K – $1.1M |
| Industry (NAICS) | Consumer Lending (522291) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
People & advisors
Advisors
- BankingArmstrong BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Armstrong Bank PPP 2020 | All 1,355 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/6/2020 | first | $46K | 5 |
About Freedom Finance Inc
Freedom Finance Inc is a consumer lending company in Stilwell, Oklahoma. Its estimated annual revenue is about $2.2M, with roughly $948K of EBITDA. It has about 5 employees. Its estimated business value is $3.6M (likely range $1.9M–$4.9M).
Common questions
- Who owns Freedom Finance Inc?
- The owner of Freedom Finance Inc isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Freedom Finance Inc make?
- SeeBITDA estimates Freedom Finance Inc's annual revenue at about $2.2M (likely between $1.4M and $2.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Freedom Finance Inc worth?
- About $3.6M, roughly 3.8× its estimated EBITDA of $948K, typical for a consumer lending company its size. Likely range: $1.9M–$4.9M.
- How many employees does Freedom Finance Inc have?
- About 5, as reported on its PPP loan.