SeeBITDAOklahoma

Grand River Abstract & Title Co. Inc.

Direct Title Insurance Carriers
  • 504 W Krause St., Jay, OK
  • 3 locations
  • Since 1938
  • Family-owned
  • NAICS 524127
Estimated valueMedium confidence
$12.7M
$6.7Mlikely range$17.3M
About 5.5× its yearly profit, typical for a company this size in its industry.
Revenue
$9.7M
a year
Profit (EBITDA)
$2.3M
24% of revenue
Employees
35
reported in 2020
Leadership
Beverly Jones
President · source · confirmed by 2 sources
Likely to sell
Has a management team. Someone besides the owner runs part of the business, which buyers pay more for.

How we got $12.7M

Based on its 35 employees and its payroll, both reported for PPP in 2020 and brought up to date.

35 employees × $332K each$11.6M
PPP payroll ÷ payroll's usual share of revenue$6.2M
Shown toward the top of its range×1.14
Revenue$9.7M
× 24% profit margin$2.3M
× 5.5 sale multiple = value$12.7M

· Own this business? Correct these figures

What we know

PPP loan, 2020
401(k) filing, 2025
No reported financials
Company website
Owner named
3 locations found

Signs of a sale Likely to sell

  • In business 88 years (since 1938)
  • No family successor named on its website

From public records and the company's website, not a statement that it's for sale.

What they do

Grand River Abstract & Title Co. is a title and closing company in Northeastern Oklahoma, serving real estate transactions with a team of over 30 real estate industry professionals.

Products & services
Title insuranceAbstracting
Markets served
commercial transactions
Service area
Northeastern OklahomaJayGroveLangleyGrand Lake areaState of Oklahoma

From the company's website. Industry: Direct Title Insurance Carriers.

Estimated value over time

▲ 27% since 2020
$0$7.3M$14.6M2020202120222023202420252026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

Employees over time

▼ 9% since 2020
025502020202120222023202420253532
401(k) / retirement-plan participantsEmployees reported for PPP
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020PPP loan35$12.6M$3.0M
2020Form 550028$10.1M$2.4M
2021Form 550027$9.7M$2.3M
2022Form 550035$12.6M$3.0M
2023Form 550032$11.5M$2.8M
2024Form 550030$10.8M$2.6M
2025Form 550032$11.5M$2.8M

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
GRAND RIVER ABSTRACT & TITLE CO. INC.
this business
$9.7M$2.3M—
CLAIMSHELPERS LLC
Afton · 1 employees
$720K$277K11.9 mi
CCFC INSURANCE LTD
Afton · 10 employees
$13.8M$3.3M18.1 mi
CABIN CREEK INSURANCE AGENCY, LLC
Vinita · 2 employees
$1.8M$530K24.8 mi
OTTAWA COUNTY ABSTRACT & TITLE CO.
Miami · 12 employees
$2.8M$845K31.6 mi
GL BROWN INSURANCE
Tahlequah · 1 employees
$968K$318K37.1 mi
BRYAN WILLIAMS INSURANCE AGENCY LLC
Tahlequah · 2 employees
$3.1M$933K37.9 mi

The full calculation

Employees reported to the SBA35
Revenue from headcount (employees × revenue per employee for companies this size)$11.6M
Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size)$6.2M
Estimate: the two combined (geometric mean)$9.7M
EBITDA margin (industry, adjusted for size)24%
EBITDA = revenue × margin$2.3M

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$12.7M
Multiple for this size and industry5.5×
Value range$6.7M – $17.3M
Revenue range$6.4M – $11.0M
EBITDA range$1.5M – $2.6M
Industry (NAICS)Direct Title Insurance Carriers (524127)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Founded 1938Family-owned
“Grand River Abstract & Title Co. is a family-owned business that was purchased in 1968 by the late Stan Jones and his wife, Beverly.”

Advisors

  • BankingGrand Savings BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Grand Savings Bank
PPP 2020
All 196 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/10/2020first$287K$289K35Grand Savings Bank

3 locations

504 W Krause St.JayThis listing
2100 S Main StGroveView
12001 E Highway 28LangleyView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Grand River Abstract & Title Co. Inc.

Grand River Abstract & Title Co. Inc. is a family-owned direct title insurance carriers company in Jay, Oklahoma, in business since 1938. It is owned by Beverly Jones (President). Its estimated annual revenue is about $9.7M, with roughly $2.3M of EBITDA. It has about 32 employees. Its estimated business value is $12.7M (likely range $6.7M–$17.3M). It has 3 locations.

Common questions

Who owns Grand River Abstract & Title Co. Inc.?
Grand River Abstract & Title Co. Inc. is owned by Beverly Jones (President), according to public sources such as the company's website or filings.
How much revenue does Grand River Abstract & Title Co. Inc. make?
SeeBITDA estimates Grand River Abstract & Title Co. Inc.'s annual revenue at about $9.7M (likely between $6.4M and $11.0M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Grand River Abstract & Title Co. Inc. worth?
About $12.7M, roughly 5.5× its estimated EBITDA of $2.3M, typical for a direct title insurance carriers company its size. Likely range: $6.7M–$17.3M.
How many employees does Grand River Abstract & Title Co. Inc. have?
About 32, from its 2025 retirement-plan filing.
When was Grand River Abstract & Title Co. Inc. founded?
Grand River Abstract & Title Co. Inc. has been in business since 1938.
Is Grand River Abstract & Title Co. Inc. for sale?
There's no public listing, but it shows signs that often come before a sale: in business 88 years (since 1938); no family successor named on its website.