SeeBITDAOklahoma

Ccfc Insurance Ltd

Direct Life Insurance Carriers
Estimated valueMedium confidence
$8.7M
$5.2Mlikely range$13.6M
About 4.5× its yearly EBITDA, typical for a company this size in its industry.
Revenue
$8.1M
a year
EBITDA
$1.9M
24% of revenue
Employees
10
reported in 2020
Leadership
John and Andrea Sheperd
Owner · source

How we got $8.7M

Based on 10 employees reported for PPP in 2020, grown 8% a year since.

10 employees (PPP loan, 2020)10
× 1.63 growth (8% a year since 2020)16 today
× $500K revenue per employee (direct life insurance carriers)$8.1M
× 24% EBITDA margin$1.9M
× 4.5 sale multiple = value$8.7M

Own this business? Correct these figures

Estimated value over time

▲ 103% since 2020
$0$5.0M$10.1M20202026

Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.

What we know

PPP loan, 2020
No 401(k) filing
No reported financials
No website found
Owner named

Compared with similar businesses nearby

BusinessEst. revenueEst. EBITDADistance
CCFC INSURANCE LTD
this business
$8.1M$1.9M—
CLAIMSHELPERS LLC
Afton · 1 employees
$815K$267K9.0 mi
Grange Mutual Insurance
Vinita
$1.3M$171K11.4 mi
CABIN CREEK INSURANCE AGENCY, LLC
Vinita · 2 employees
$1.6M$484K11.5 mi
OTTAWA COUNTY ABSTRACT & TITLE CO.
Miami · 12 employees
$7.1M$1.7M15.8 mi
GRAND RIVER ABSTRACT & TITLE CO. INC.
Jay · 35 employees
$20.6M$4.6M18.1 mi
FRALEY INSURANCE AGENCY, INC
Chelsea · 3 employees
$2.4M$725K28.0 mi

Ranges & sources

Revenue range$6.1M – $10.6M
EBITDA range$1.5M – $2.5M
Industry (NAICS)Direct Life Insurance Carriers (524113)
Value range$5.2M – $13.6M

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology

History & advisors

Advisors

  • BankingArvest BankPPP / SBA lender

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Banking relationships

Arvest Bank
PPP 2020, PPP 2021
All 5,114 borrowers →

From PPP and SBA loan records, which name the bank but not the individual banker.

PPP loans

ApprovedDrawAmountForgivenJobsLender
4/14/2020first$113K$113K10Arvest Bank
4/14/2021second$113K$113K10Arvest Bank

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Ccfc Insurance Ltd

Ccfc Insurance Ltd is a direct life insurance carriers company in Afton, Oklahoma. It is owned by John and Andrea Sheperd. Its estimated annual revenue is about $8.1M, with roughly $1.9M of EBITDA. It has about 10 employees. Its estimated business value is $8.7M (likely range $5.2M–$13.6M).

Common questions

Who owns Ccfc Insurance Ltd?
Ccfc Insurance Ltd is owned by John and Andrea Sheperd, according to public sources such as the company's website or filings.
How much revenue does Ccfc Insurance Ltd make?
SeeBITDA estimates Ccfc Insurance Ltd's annual revenue at about $8.1M (likely between $6.1M and $10.6M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Ccfc Insurance Ltd worth?
About $8.7M, roughly 4.5× its estimated EBITDA of $1.9M, typical for a direct life insurance carriers company its size. Likely range: $5.2M–$13.6M.
How many employees does Ccfc Insurance Ltd have?
About 10, as reported on its PPP loan.