Harley Financial Services Inc.
- Arlene Brooksaccount executive · Company website
How we got $20.2M
Based on its 5 employees and its payroll, both reported for PPP in 2020 and brought up to date.
Estimated value over time
▼ 1% since 2020Today's estimate scaled by the headcount reported each year and that year's prices. A trend, not a record of past sale values.
What we know
Signs of a sale Unlikely to sell soon
- In business 23 years (since 2003)
From public records and the company's website, not a statement that it's for sale.
What they do
NCS Pays offers merchant processing and payment solutions, with POS systems, to businesses, with a stated focus on real human support. Its pages describe serving small and midsize businesses across retail, restaurants, hospitality, and service industries.
From the company's website. Industry: Wholesale Trade Agents and Brokers.
Customers & suppliers
Customers
- Mr. Taco Loco · named on its website
- Hot Diggity Dog LLC · named on its website
- Popcorn Remix · named on its website
- Curly's Comfort Food · named on its website
- Mano's Poboys · named on its website
- Donnie's Foreign Car Service · named on its website
Suppliers & brands
- Clover · brand it sells or installs
- Payroc · brand it sells or installs
- Shift4 · brand it sells or installs
Possible customers nearby
The largest businesses within about 60 miles in the markets its website says it serves.
- MAZZIO'S LLC · Tulsa, 3 mi · $80.0M
- REW III LLC · Tulsa, 1 mi · $70.4M
- HIDEAWAY- 2 INC · Tulsa, 9 mi · $63.9M
- SJK, LLC · Broken Arrow, 4 mi · $48.1M
- WICHITA SDI, LLC · Prague, 63 mi · $46.7M
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| HARLEY FINANCIAL SERVICES INC. this business | $19.7M | — |
| TRUEX, LLC Tulsa · 1 employees | $2.5M | 0.7 mi |
| AGONOW, LLC Tulsa · 19 employees | $89.3M | 0.7 mi |
| Nsc Marketing Group Inc Tulsa | $9.6M | 1.3 mi |
| PANNELL ASSOCIATES SALES COMPANY Tulsa · 8 employees | $36.5M | 1.3 mi |
| TRAVIS GAINES Broken Arrow · 1 employees | $2.8M | 1.4 mi |
| BARTLETT EQUIPMENT COMPANY INC Tulsa · 4 employees | $19.7M | 1.6 mi |
The full calculation
| Employees reported to the SBA | 5 |
| Revenue from headcount (employees × revenue per employee for companies this size) | $15.3M |
| Revenue from PPP payroll (payroll ÷ payroll's share of revenue for companies this size) | $19.6M |
| Estimate: the two combined (geometric mean) | $19.7M |
| EBITDA margin (industry, adjusted for size) | 20% |
| EBITDA = revenue × margin | $3.9M |
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $20.2M |
| Multiple for this size and industry | 5.2× |
| Value range | $10.6M – $27.7M |
| Revenue range | $13.0M – $22.5M |
| EBITDA range | $2.6M – $4.4M |
| Industry (NAICS) | Wholesale Trade Agents and Brokers (425110) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Full methodology
History & advisors
Advisors
- BankingProsperity Bank, Mabrey BankPPP / SBA lender
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Banking relationships
| Mabrey Bank PPP 2021 | All 851 borrowers → |
| Prosperity Bank PPP 2020 | All 748 borrowers → |
From PPP and SBA loan records, which name the bank but not the individual banker.
PPP loans
| Approved | Draw | Amount | Jobs |
|---|---|---|---|
| 4/29/2020 | first | $69K | 5 |
| 4/18/2021 | second | $69K | 5 |
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Harley Financial Services Inc.
Harley Financial Services Inc. is a wholesale trade agents and brokers company in Tulsa, Oklahoma, in business since 2003. It is owned by Kelvin Darrough. Its estimated annual revenue is about $19.7M, with roughly $3.9M of EBITDA. It has about 5 employees. Its estimated business value is $20.2M (likely range $10.6M–$27.7M).
Common questions
- Who owns Harley Financial Services Inc.?
- Harley Financial Services Inc. is owned by Kelvin Darrough, according to public sources such as the company's website or filings.
- How much revenue does Harley Financial Services Inc. make?
- SeeBITDA estimates Harley Financial Services Inc.'s annual revenue at about $19.7M (likely between $13.0M and $22.5M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Harley Financial Services Inc. worth?
- About $20.2M, roughly 5.2× its estimated EBITDA of $3.9M, typical for a wholesale trade agents and brokers company its size. Likely range: $10.6M–$27.7M.
- How many employees does Harley Financial Services Inc. have?
- About 5, as reported on its PPP loan.
- When was Harley Financial Services Inc. founded?
- Harley Financial Services Inc. has been in business since 2003.