Happy State Bank ATM
How we got $1.9M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Likely to sell
- In business 118 years (since 1908)
- No family successor named on its website
From public records and the company's website, not a statement that it's for sale.
What they do
Happy State Bank is a division of Centennial Bank offering personal and business banking, mortgages, loans, and wealth management services. It provides online and mobile banking, bill payment, and mobile wallet payment options.
From the company's website. Industry: Banks & credit unions.
Customers & suppliers
Suppliers & brands
- Centennial Bank · brand it sells or installs
- Home BancShares, Inc · brand it sells or installs
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Happy State Bank ATM this business | $1.9M | — |
| Panhandle First Bank Guymon | $37.6M | 21.2 mi |
| Equity Bank ATM Guymon | $1.9M | 21.5 mi |
| Anchor D Bank Guymon | $3.8M | 21.5 mi |
| Equity Bank Guymon | $1.9M | 21.6 mi |
| First National Bank of Hooker Hooker | $5.6M | 40.1 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Depository credit intermediation businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (45%). Treat these as a rough guide.
| Revenue range | $580K – $2.9M |
| EBITDA range | $261K – $1.3M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
People & advisors
“Founded in 1908 as First State Bank, Happy, Texas, the bank operated solely in that community during its first 81 years.”
Leadership
- GAGREGG APPELRegional President, Central Texas · Company website · source
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Happy State Bank ATM
Happy State Bank ATM is a banks & credit unions company in Texhoma, Oklahoma, in business since 1908. It is owned by TERRICA TAYLOR (President, Slaton). Its estimated annual revenue is about $1.9M, with roughly $863K of EBITDA.
Common questions
- Who owns Happy State Bank ATM?
- Happy State Bank ATM is owned by TERRICA TAYLOR (President, Slaton), according to public sources such as the company's website or filings.
- How much revenue does Happy State Bank ATM make?
- SeeBITDA estimates Happy State Bank ATM's annual revenue at about $1.9M (likely between $580K and $2.9M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- When was Happy State Bank ATM founded?
- Happy State Bank ATM has been in business since 1908.
- Is Happy State Bank ATM for sale?
- There's no public listing, but it shows signs that often come before a sale: in business 118 years (since 1908); no family successor named on its website.