Payment 1 Financial
How we got $1.3M
Based on typical figures for its industry (2022 Economic Census), not its own records.
What we know
Signs of a sale Unlikely to sell soon
- In business 24 years (since 2002)
From public records and the company's website, not a statement that it's for sale.
What they do
Payment 1 Financial offers personal installment loans and auto title loans to customers in Lawton, Oklahoma and Southwest Oklahoma, with a local store on NW Cache Road.
From the company's website. Industry: Consumer Lending.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Payment 1 Financial this business | $1.1M | — |
| Toledo Finance Lawton | $4.2M | 0.1 mi |
| World Finance Lawton | $1.1M | 0.1 mi |
| Ardmore Finance Lawton | $5.3M | 0.2 mi |
| Sun Loan Company Lawton | $1.1M | 0.2 mi |
| OneMain Financial Lawton | $1.1M | 0.3 mi |
| Check 'n Go Lawton | $1.1M | 0.3 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
| Estimated value = EBITDA × typical sale multiple | $1.3M |
| Multiple for this size and industry | 3× |
| Value range | $435K – $2.1M |
This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.
| Revenue range | $441K – $1.4M |
| EBITDA range | $181K – $585K |
| Industry (NAICS) | Consumer Lending (522291) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Payment 1 Financial
Payment 1 Financial is a consumer lending company in Lawton, Oklahoma, in business since 2002. Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).
Common questions
- Who owns Payment 1 Financial?
- The owner of Payment 1 Financial isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Payment 1 Financial make?
- SeeBITDA estimates Payment 1 Financial's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
- What is Payment 1 Financial worth?
- About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a consumer lending company its size. Likely range: $435K–$2.1M.
- When was Payment 1 Financial founded?
- Payment 1 Financial has been in business since 2002.