SeeBITDAOklahoma

Ardmore Finance

Consumer Lending
Estimated valueLow confidence
$8.1M
$2.7Mlikely range$13.0M
About 4.5× its yearly profit, typical for a company this size in its industry.
Revenue
$5.3M
a year
Profit (EBITDA)
$1.8M
34% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Unlikely to sell soon

How we got $8.1M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$5.3M
Revenue$5.3M
× 34% profit margin$1.8M
× 4.5 sale multiple = value$8.1M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found
5 locations found

Signs of a sale Unlikely to sell soon

  • In business 22 years (since 2004)

From public records and the company's website, not a statement that it's for sale.

What they do

Ardmore Finance is a installment loan company with offices in Illinois, Missouri, Oklahoma, Tennessee, and Texas. It states that its loans are fully amortized with equal payments of principal and interest, and that it is not a payday or title loan company.

Products & services
Personal Installment LoanSignature LoanInstallment Loans
Service area
IllinoisMissouriOklahomaTennesseeTexasArdmore, OKBartlesville, OKDurant, OK

From the company's website. Industry: Consumer Lending.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Ardmore Finance
this business
$5.3M$1.8M—
Toledo Finance
Lawton
$4.2M$1.6M0.1 mi
Payment 1 Financial
Lawton
$1.1M$435K0.2 mi
World Finance
Lawton
$1.1M$435K0.3 mi
Sun Loan Company
Lawton
$1.1M$435K0.4 mi
OneMain Financial
Lawton
$1.1M$435K0.4 mi
Check 'n Go
Lawton
$1.1M$435K0.5 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$8.1M
Multiple for this size and industry4.5×
Value range$2.7M – $13.0M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (34%). Treat these as a rough guide.

Revenue range$2.2M – $7.1M
EBITDA range$748K – $2.4M
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

5 locations

1720 NW Cache Rd BLawtonThis listing
400 W Main StDurantView
210 Eastside BlvdMuskogeeView
106 N 1st StPonca CityView
4419 E 31st StTulsaView

Revenue, profit and value are for the whole company.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Ardmore Finance

Ardmore Finance is a consumer lending company in Lawton, Oklahoma, in business since 2004. Its estimated annual revenue is about $5.3M, with roughly $1.8M of EBITDA. Its estimated business value is $8.1M (likely range $2.7M–$13.0M). It has 5 locations.

Common questions

Who owns Ardmore Finance?
The owner of Ardmore Finance isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Ardmore Finance make?
SeeBITDA estimates Ardmore Finance's annual revenue at about $5.3M (likely between $2.2M and $7.1M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Ardmore Finance worth?
About $8.1M, roughly 4.5× its estimated EBITDA of $1.8M, typical for a consumer lending company its size. Likely range: $2.7M–$13.0M.
When was Ardmore Finance founded?
Ardmore Finance has been in business since 2004.