SeeBITDAOklahoma

Southern Loan Co

Consumer Lending
Estimated valueLow confidence
$1.3M
$435Klikely range$2.1M
About 3× its yearly profit, typical for a company this size in its industry.
Revenue
$1.1M
a year
Profit (EBITDA)
$435K
41% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $1.3M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical consumer lending business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$435K
× 3 sale multiple = value$1.3M

· Own this business? Correct these figures

What we know

No PPP loan
No 401(k) filing
No reported financials
Company website
Owner not found

Signs of a sale Some signs of a sale

  • In business 59 years (since 1967)

From public records and the company's website, not a statement that it's for sale.

What they do

Southern Loans Ardmore is a family owned and operated loan company that offers signature loans up to $2000 with funding in 30 minutes or less. It has been in business since 1967 and also accepts online loan payments.

Products & services
Signature loans up to $2000

From the company's website. Industry: Consumer Lending.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Southern Loan Co
this business
$1.1M$435K—
Cash Loan Co
Ardmore
$2.0M$391K0.0 mi
Sun Loan Company
Ardmore
$1.1M$435K0.1 mi
BIRD FINANCE
Ardmore · 6 employees
$2.7M$1.2M0.1 mi
Master Finance Company
Ardmore
$3.2M$1.2M0.1 mi
World Finance
Ardmore
$1.1M$435K0.1 mi
Red River Credit Corporation
Ardmore
$1.1M$435K0.5 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

Estimated value = EBITDA × typical sale multiple$1.3M
Multiple for this size and industry3×
Value range$435K – $2.1M

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Consumer Lending businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Consumer Lending (522291)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

History & advisors

Founded 1967Family-owned
“A family owned and operated company, we are a customer oriented loan firm with an experienced staff which has been in business since 1967.”

From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Southern Loan Co

Southern Loan Co is a family-owned consumer lending company in Ardmore, Oklahoma, in business since 1967. Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. Its estimated business value is $1.3M (likely range $435K–$2.1M).

Common questions

Who owns Southern Loan Co?
The owner of Southern Loan Co isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Southern Loan Co make?
SeeBITDA estimates Southern Loan Co's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
What is Southern Loan Co worth?
About $1.3M, roughly 3× its estimated EBITDA of $435K, typical for a consumer lending company its size. Likely range: $435K–$2.1M.
When was Southern Loan Co founded?
Southern Loan Co has been in business since 1967.