ACB Bank
How we got $9.6M
Based on FDIC call report (2025).
What we know
What they do
ACB Bank is a locally owned bank, established in 1908, offering personal and business banking, lending, and online banking services.
From the company's website. Industry: Banks & credit unions.
Employees over time
▼ 4% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | Form 5500 | 24 | $7.0M |
| 2021 | Form 5500 | 22 | $6.5M |
| 2022 | Form 5500 | 22 | $6.5M |
| 2023 | Form 5500 | 22 | $6.5M |
| 2024 | Form 5500 | 21 | $6.2M |
| 2025 | Form 5500 | 23 | $6.7M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| ACB Bank this business | $9.6M | — |
| Farmers Exchange Bank Cherokee | $1.9M | 0.1 mi |
| Kelly Stewart - Gateway First Bank Cherokee | $1.9M | 0.1 mi |
| Jet State Bank Jet | $1.9M | 11.5 mi |
| Gateway First Bank - Helena Helena | $17.3M | 15.2 mi |
| Community Bank Alva | $1.9M | 17.2 mi |
| Wisdom Heritage Bank Alva | $34.3M | 17.4 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
These are the business's own reported figures, from its FDIC call report, not an estimate.
| Revenue range | $9.1M – $10.1M |
| EBITDA range | $2.1M – $2.3M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About ACB Bank
ACB Bank is a banks & credit unions company in Cherokee, Oklahoma, in business since 1908. Its reported annual revenue is about $9.6M, with roughly $2.2M of EBITDA. It has about 23 employees.
Common questions
- Who owns ACB Bank?
- The owner of ACB Bank isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does ACB Bank make?
- ACB Bank reported revenue of about $9.6M.
- How many employees does ACB Bank have?
- About 23, from its 2025 retirement-plan filing.
- When was ACB Bank founded?
- ACB Bank has been in business since 1908.