Wisdom Heritage Bank
How we got $34.3M
Based on FDIC call report (2025).
What we know
What they do
Wisdom Heritage Bank, formerly Alva State Bank & Trust Co., is a bank with six branches in Oklahoma and Kansas that offers personal and business accounts, loans, and digital banking to its customers.
From the company's website. Industry: Banks & credit unions.
Customers & suppliers
Possible customers nearby
The largest businesses within about 60 miles in the markets its website says it serves.
- WINTER LIVESTOCK, INC · Enid, 51 mi · $60.2M
- BUFFALO FEEDERS LLC · Buffalo, 49 mi · $21.2M
- LANCE RHODES · Fairview, 35 mi · $10.9M
- Hanor · Enid, 54 mi · $9.6M
- CATTLEMAN'S CHOICE FEEDYARD, INC · Gage, 63 mi · $9.0M
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Wisdom Heritage Bank this business | $34.3M | — |
| Alva State Bank and Trust Company Alva | $1.8M | 0.0 mi |
| BancCentral National Association Alva | $1.8M | 0.2 mi |
| Banccentral Financial Services Alva | $1.1M | 0.2 mi |
| Community Bank Alva | $1.8M | 1.1 mi |
| GRACE INVESTMENT COMPANY, INC. Alva | $23.1M | 6.7 mi |
| ACB Bank Cherokee | $9.6M | 17.4 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
These are the business's own reported figures, from its FDIC call report, not an estimate.
| Revenue range | $32.6M – $36.1M |
| EBITDA range | $11.8M – $13.0M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
History & advisors
“The Wisdom family has been in the banking business since 1901 when C.C. Wisdom started at First National Bank in Okeene and later purchased the bank in 1925.”
From the company's own website and public filings (DOL Form 5500, IRS Form 990, SBA). Roles are as stated there and may be out of date.
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Wisdom Heritage Bank
Wisdom Heritage Bank is a banks & credit unions company in Alva, Oklahoma, in business since 1901. It is owned by Dr. Peggy Wisdom (CEO & Board Chairman). Its reported annual revenue is about $34.3M, with roughly $12.4M of EBITDA.
Common questions
- Who owns Wisdom Heritage Bank?
- Wisdom Heritage Bank is owned by Dr. Peggy Wisdom (CEO & Board Chairman), according to public sources such as the company's website or filings.
- How much revenue does Wisdom Heritage Bank make?
- Wisdom Heritage Bank reported revenue of about $34.3M.
- When was Wisdom Heritage Bank founded?
- Wisdom Heritage Bank has been in business since 1901.