SeeBITDAOklahoma
Estimated revenueLow confidence
$1.1M
$441Klikely range$1.4M
Revenue
$1.1M
a year
Profit (EBITDA)
$435K
41% of revenue
Employees
—
not reported
Leadership
Owner not found yet
We haven't found the owner in public records
Some signs of a sale

How we got $1.1M

Based on typical figures for its industry (2022 Economic Census), not its own records.

A typical banks & credit unions business in Oklahoma$1.1M
Revenue$1.1M
× 41% profit margin$435K

· Own this business? Correct these figures

Employees over time

▼ 97% since 2020
0255020202021202220232024311
401(k) / retirement-plan participants
Show as table
YearSourceEmployeesEst. revenueEst. EBITDA
2020Form 550031$8.5M$3.5M
2021Form 550030$8.2M$3.4M
2022Form 550017$4.6M$1.9M
2023Form 55009$2.5M$1.0M
2024Form 55001$273K$112K

Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.

What we know

No PPP loan
401(k) filing, 2024
No reported financials
Company website
Owner not found

Signs of a sale Some signs of a sale

  • In business 23 years (since 2003)
  • Headcount down 97% since 2020 (retirement plan filings)

From public records and the company's website, not a statement that it's for sale.

What they do

Dream First Bank is a bank serving people and businesses in Kansas and Oklahoma, offering personal banking, business banking, loans, and digital banking services.

Products & services
CheckingSavingsCDs & IRAsHome MortgageCredit CardsHome EquityReverse MortgageOnline & Mobile BankingOnline Bill PaymentDigital WalletZelleCommercial Checking
Markets served
personal bankingbusiness banking
Service area
KansasOklahomaAlvaCherokeeEnidWoodwardSyracuseJohnson
Certifications
FDIC-InsuredMember FDICNMLS #: 435183

From the company's website. Industry: Banks & credit unions.

Compared with similar businesses nearby

BusinessEst. revenueEst. profitDistance
Banccentral Financial Services
this business
$1.1M$435K—
BancCentral National Association
Alva
$1.8M$813K0.1 mi
Alva State Bank and Trust Company
Alva
$1.8M$813K0.2 mi
Wisdom Heritage Bank
Alva
$34.3M$12.4M0.2 mi
Community Bank
Alva
$1.8M$813K1.2 mi
GRACE INVESTMENT COMPANY, INC.
Alva
$23.1M$10.4M6.6 mi
ACB Bank
Cherokee
$9.6M$2.2M17.5 mi

The full calculation

Figures are shown toward the upper part of their range rather than at its middle.

Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.

This business has no PPP loan on record, so there is no business-specific data. The figures are the typical estimated revenue of Commercial Banking businesses in our Oklahoma data: the middle value, with the range covering the middle half of those businesses. EBITDA applies the industry margin (41%). Treat these as a rough guide.

Revenue range$441K – $1.4M
EBITDA range$181K – $585K
Industry (NAICS)Commercial Banking (522110)

EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.

Benchmarks: US Economic Census 2022, OK. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology

Public records

Matched to this business by name and address from public government data; a match can occasionally be wrong.

About Banccentral Financial Services

Banccentral Financial Services is a banks & credit unions company in Alva, Oklahoma, in business since 2003. Its estimated annual revenue is about $1.1M, with roughly $435K of EBITDA. It has about 1 employees.

Common questions

Who owns Banccentral Financial Services?
The owner of Banccentral Financial Services isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
How much revenue does Banccentral Financial Services make?
SeeBITDA estimates Banccentral Financial Services's annual revenue at about $1.1M (likely between $441K and $1.4M), based on public records such as its PPP loan and retirement-plan filings, brought up to 2026.
How many employees does Banccentral Financial Services have?
About 1, from its 2024 retirement-plan filing.
When was Banccentral Financial Services founded?
Banccentral Financial Services has been in business since 2003.