Frontier State Bank
How we got $38.0M
Based on FDIC call report (2025).
Employees over time
▼ 8% since 2020Show as table
| Year | Source | Employees | Est. revenue |
|---|---|---|---|
| 2020 | Form 5500 | 36 | $10.6M |
| 2021 | Form 5500 | 37 | $10.9M |
| 2022 | Form 5500 | 38 | $11.1M |
| 2023 | Form 5500 | 33 | $9.7M |
| 2024 | Form 5500 | 31 | $9.1M |
| 2025 | Form 5500 | 33 | $9.7M |
Participants are employees in the company's retirement plan at year end, from its Form 5500 filing with the Department of Labor. They usually run a little under total headcount (part-timers and new hires may not be eligible). Revenue and EBITDA apply this industry's revenue per employee and margin to each year's count.
What we know
What they do
Frontier State Bank is a locally-owned community bank in Oklahoma City offering personal and business checking, savings, money market, CDs, lending and treasury services.
From the company's website. Industry: Banks & credit unions.
Compared with similar businesses nearby
| Business | Est. revenue | Distance |
|---|---|---|
| Frontier State Bank this business | $38.0M | — |
| Communication FCU Oklahoma City | $1.8M | 1.2 mi |
| Simmons Bank Oklahoma City | $1.8M | 1.7 mi |
| Armstrong Bank Oklahoma City | $1.8M | 1.8 mi |
| Bank Of Oklahoma Oklahoma City | $1.8M | 2.1 mi |
| City National Bank & Trust Oklahoma City | $1.8M | 2.2 mi |
| City National Bank & Trust ATM Oklahoma City | $1.8M | 2.2 mi |
The full calculation
Figures are shown toward the upper part of their range rather than at its middle.
Brought up to date assuming revenue has grown 8% a year since 2020, when the PPP figures were reported; included above.
These are the business's own reported figures, from its FDIC call report, not an estimate.
| Revenue range | $36.1M – $39.9M |
| EBITDA range | $9.9M – $11.0M |
| Industry (NAICS) | Depository credit intermediation (5221) |
EBITDA margin: from IRS tax returns of S corporations in this industry (2019–2022), adjusted for company size: smaller companies typically run higher margins. EBITDA here is after owners' salaries.
Benchmarks: US Economic Census 2022, OK. PPP loans were sized on 2019–2020 payroll, so figures reflect that period. These are statistical estimates, not reported financials. Listing details come from Overture Maps open data. Full methodology
Public records
Matched to this business by name and address from public government data; a match can occasionally be wrong.
About Frontier State Bank
Frontier State Bank is a banks & credit unions company in Oklahoma City, Oklahoma, in business since 1975. Its reported annual revenue is about $38.0M, with roughly $10.4M of EBITDA. It has about 33 employees.
Common questions
- Who owns Frontier State Bank?
- The owner of Frontier State Bank isn't in public records we've found yet. If you own or run the business, you can add or correct its details on SeeBITDA.
- How much revenue does Frontier State Bank make?
- Frontier State Bank reported revenue of about $38.0M.
- How many employees does Frontier State Bank have?
- About 33, from its 2025 retirement-plan filing.
- When was Frontier State Bank founded?
- Frontier State Bank has been in business since 1975.